Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: kevin

Great coverage, love the automated system

Very happy with the coverage, ease of use, automatic deposit of payment, helpful people. The initial claim took a while to process but I understand that they needed more information, which is fair. I would definitely recommend this insurance to most: that said, if your pet does have a significant/major pre-existing condition (which mine didnt), that condition likely would not be covered, so you should consider that in your choice. Nationwide's website states what is covered and what isnt, so there are no surprises.
5

out of 5

POSTED: | BY: Sydney

Wonderful Coverage

My kitty Stella recently had her annual exam and the vet found a bad tooth. She was also due for a cleaning. It was so nice not to have to worry about pinching pennies following such a big vet bill. Nationwide covered almost all the expenses for the procedure and paid very quickly. I want to thank Nationwide for being so wonderful and being one of the only insurances that covers dental procedures. Dental diseases can affect other areas of the body if left untreated, so it's nice to have someone on my side to help Stella live a long and healthy life by stopping serious health problems before they start.
5

out of 5

POSTED: | BY: Trevor Scott

It was fantastic.

She was good, short and simple.
5

out of 5

POSTED: | BY: CarolAnn Soto

Happy I have Nationwide

Overall happy that I have a good insurance company. I have had my baby insured all her life and she will be 16 years old this July.
5

out of 5

POSTED: | BY: Michael Johnson

Great service I wish everyone was like nationwide

The lady i talked too was great She stayed on the phone till I got it right. Then we talked about our pets and weather..I loved it
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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