Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Timothy Hicks

Everything that they promised was delivered!

I am 100% satisfied which is a rarity.
5

out of 5

POSTED: | BY: dixie wheeldon

Very satisified

Over all very satisfied,Paid my claims in a timely matter. Tucker doing well after getting a bad electric shock and burning his mouth even though his lip will never be like it was.
5

out of 5

POSTED: | BY: Rachel

Would be a 10 out of 10 if when recommended to my mom the policy is not the same

First things first: For me and my pup they have been amazing! Everyone I ran into (live in a very friendly dog community/island) I recommended Nationwide pet insurance. It is easy with the app to submit claims. Very friendly when I needed to call. Only reason why I am giving them a 9 is because I did recommend to my mom in Pennsylvania and she told me that her policy does not cover spade and a few other things that mine did. She is going to probably drop them and get something the vet offers. She has the pet plus policy. Wish it would have worked out as well for her as me. Now I am not sure to recommend. I will still explain my great experience but will say to read the policy in full detail. Thank you Nationwide for helping me keep my puppy healthy. She is my family <3
5

out of 5

POSTED: | BY: Lawrence a

Great service and response to claim

Nationwide is providing excellent service and processes the claims timely without any issues
5

out of 5

POSTED: | BY: kevin

Great coverage, love the automated system

Very happy with the coverage, ease of use, automatic deposit of payment, helpful people. The initial claim took a while to process but I understand that they needed more information, which is fair. I would definitely recommend this insurance to most: that said, if your pet does have a significant/major pre-existing condition (which mine didnt), that condition likely would not be covered, so you should consider that in your choice. Nationwide's website states what is covered and what isnt, so there are no surprises.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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