Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Holly B

Good coverage but takes almost a month for them to review a claim...

VPI was great and when Nationwide took over nothing changed. The one thing that I think they need to improve on is the time it takes to process and repay claims. Other insurance companies do it within a week where nationwide takes 3-4 weeks. They have sped it up with electronic deposits but only by 4-5 day’s. I’d give them a 10 if it wasn’t for this.
5

out of 5

POSTED: | BY: Jamie Hedlund

Really happy with Nationwide

We have had some troubles with our new puppy and Nationwide has really helped us defray the cost of those bills. Thankfully, our pet is healthy again because we could afford to take him to the Vet for his care.
5

out of 5

POSTED: | BY: A. J.

Your service is so much improved!

I am a LONG time subscriber to this company--almost 20 years. Since Nationwide assumed ownership, service and speed and amount of reimbursement is vastly improved. I am a very satisfied client.
5

out of 5

POSTED: | BY: Cameron D

Relief

Pleased!
5

out of 5

POSTED: | BY: Carl D

Very Pleased

I am very pleased with the ease and speed of filing a claim and getting reimbursed for expenses icw my pets illness. It is a stressful time and the way Nationwide handled this made it one less worry. Thank you Nationwide
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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