Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mark Roland

Wellness Exam Covered

I took Ginger into the vet for her yearly rabies shot and other shots, also her Heartguard medication to protect again heartworm and everything was covered and I received a check back in the mail on the items covered.
4

out of 5

POSTED: | BY: brad seim

I am satisfied with Nationwide.

Buster has needed 30 stitches and most have been covered by Nationwide.
2

out of 5

POSTED: | BY: Andrew Jacob

False advertising

The salesman failed to mention that you have to go through this ridiculous process to submit a claim and that all of my so called "free" exams and routine checks are actually supposed to be paid for by yourself and later returned to you as a "rebate" after a pain in the butt submission process.
5

out of 5

POSTED: | BY: Lauren Neves

Nationwide is so user friendly

Thanks for making the claims process so easy to use and understand.
5

out of 5

POSTED: | BY: joan bird

WE LOVE YOU GUYS!

I try to answer all of these Nationwide follow-ups post Ms. Doobs having a puppy crash, or yacking what's left of the sofa everywhere (okay, she did not eat the sofa), although perhaps it's beginning to sound like a broken record, but here goes: Pet insurance of any variety offers peace of mind, but Nationwide excels at plans, no sneaky clauses, paying claims under the policy (e.g. after deductible met, a covered illness or incident -which for us, so far, is just about everything) and paying these claims, remarkably fast. As in Mel Gibson's draw at the poker table in the remake of Maverick, fast. (Jody Foster, "Was that fast? I think that was fast.") Now having the option to get reimbursed directly to our bank account, is one less step in my life, the consequence of which is, more time for the Doobster, who is now trending in her terrible twos. Thanks, Nationwide. I recommend you to everyone.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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