Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michael McEvoy

Nationwide is terrific - could not be better

We've have animal companions for many years, but never took out insurance - I had imagined it being difficult and time consuming to make a claim and that lots of things would be excluded. It was only because of recommendations from a friend that we looked into insurance for our poodle puppy. We've had several claims already and Nationwide has been really great. It's very easy to make a claim and they process them like clockwork. At our choice, we have the payment go directly to our bank account. No checks in the mail. No delays. Just great service. My only regret is we didn't have insurance for our previous companions. Nationwide has been unbelievably great and the website is very good and easy to navigate, register with, etc. Nothing but good things to say.
4

out of 5

POSTED: | BY: Joan Wraxall

Quick payment for dental surgery claim.

I received payment for this large claim very quickly.
5

out of 5

POSTED: | BY: William Bowles

My Yorkshire Terrier, REB, has had great attention and prompt response.

Reb, has had good care and prompt response from VPI. His leg operation and follow up were very expensive for both parties. VPI paid promptly for this entire procedure over 3 months.
5

out of 5

POSTED: | BY: Nita Montgomery

Greatfull

I have been a widow for over 15 years and money is tight. Your insurance makes the difference on being able to provide care for my Pittie, or having to do without myself on my Meds, to make sure he has coverage. Thank God for Insurance like yours.
5

out of 5

POSTED: | BY: Sandi

Prompt and fair

My little Evian is very happy and feeling in tip top doggy shape. Especially knowing that his mom got most her money back from Nationwide for the vet visit!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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