Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Katie Coutts

Nationwide has been a lifesaver

We have been very pleased with our pet insurance, they have covered the majority of our dog’s vet bills and really give us a peace of mind when going to the vet. We have been members for almost 5 years and couldn’t be happier.
5

out of 5

POSTED: | BY: Maria

Takes the worry out of stressful situations!

I have 2 Boston Terriers that are getting into their older ages. Nationwide has covered everything I've submitted so far, from routine dental or blood work, office visits with our regular vets and even referrals to specialists, to fractured teeth and an unfortunate development of Cushing's Disease. The claims process is easy; I submit all my claims through the VitusVet app and get the reimbursements directly deposited to my account within a few weeks. Nationwide couldn't have made it any easier and I can easily say they take a lot of stress off my shoulders when it comes to paying for vet expenses for my dogs. Super happy with my experience so far!
5

out of 5

POSTED: | BY: Cinda Krouk

Really appreciate the insurance coverage

I have the comprehensive nose to tail policy for my dog. So far, it has not disappointed me. It has covered everything as promised and in a very timely fashion. Nationwide even added claims payment directly into the bank account of my choosing for faster access to reimbursed expenses. I am totally satisfied with this Nationwide's policy!
5

out of 5

POSTED: | BY: nancy Dayton

Nationwide has been exceptional

I have had nothing but positive interactions with NW. They have been exceptional in responding to my claims. I highly recommend NW for any pet owner seeking insurance for the pet
5

out of 5

POSTED: | BY: Sam Dworkin

Pleased with the help and service

Jango, our 8-yr old Labradoodle required eye cataract surgery in one eye. The fee was about $2400 all of which was covered by Nationwide Pet Insurance (minus a small deductible) with absolutely no hassle and exactly as promised. They also covered the cost of expensive medications. We are very pleased that Nationwide came through just as they said they would, make the financial part of the experience a great relief. Jango is doing extremely well--handled the whole thig like a pro! Thanks, Nationwided.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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