Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Froya Jesse

Quick and Comprehensive

My dog needed emergency surgery after ingesting a piece of towel. It was a major surgery including two days stay for observation. Claim was easy to submit via mobile and the website updated as the claim was processed. The payment was above expected and helped to ease the burden of an unforeseen event. My dog is doing well as are my finances :)
5

out of 5

POSTED: | BY: Carolyn

very accurate and explanations were written well

I was happy with the claim amount. Everything was pretty much spelled out in the explanation of benefits. Thank you very much. Vet's bills are so high, so I appreciated the help I received!
4

out of 5

POSTED: | BY: Mary

Glad my fur baby is covered!

So glad my dog is covered when there is an emergency or accident!
5

out of 5

POSTED: | BY: William Imler

Best Pet Insurance out there

Claims are processed quickly and professionally. Best investment I have every made in regards to my dogs health. Great peace of mind.
4

out of 5

POSTED: | BY: Debbie Kapp-Beasley

It's been worth it!

I've been with Nationwide (formerly VPI) for almost ten years now, and for the most part I've been very satisfied. When I first signed up with them, there really weren't a lot of insurers for pets out there, and this company was my pick. Now there are many companies to choose from, and the policies themselves have been revamped to the point that there are better policies available, with Nationwide AND other companies, but I'm locked into this policy now because of pre-existing conditions. All that being said, I am quite satisfied with the help I've received from Nationwide, and it has been worth the money paid. I would recommend Nationwide to a friend, and would recommend they do their homework in exactly the kind of policy they want and need.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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