Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Anne Marie

Insurance review

I love having the insurance coverage it puts my mind at ease.
5

out of 5

POSTED: | BY: Daniel Hindes

No surprises, just payment as expected! No hassles either.

Did my own rough calculation and the payment was right on!
5

out of 5

POSTED: | BY: April Aldridge

Easy reimbursement process.

Thank you for the easy process for reimbursement. It is greatly appreciated.
5

out of 5

POSTED: | BY: Myrna Klein

Nationwide is very nice to deal with and processes claims in a timely manor.

I've had this Lillie's policy for 7 years and will continue to stay with Nationwide. I'm disappointed about claims denied due to " hereditary" disorder. Each case should be looked at individually and not automatically ruled out. We don't know if the parents or siblings had or have a "hereditary" disorder.
5

out of 5

POSTED: | BY: Carli Festa

Amazing company, everything is so easy and explained simply!

I really cannot say enough great things about Nationwide pet insurance. Submitting a claim is so easy and they always are able to help me out with any questions!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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