Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tammy Willis

Glad I have pet insurance!

Paid at 100% after deductible.
5

out of 5

POSTED: | BY: Tony Glass

Fast claim response

Jellybean went in for wellness check, routine shots and had an eye infection. Received antibiotic drops for his eye and is doing well. This claim was handled quick. However, our last two doves went in for serious concerns. Our 13 month old had to be put down a week before Christmas due to a degrading brain condition. Our oldest done, Lucy, was diagnosed with osteosarcoma a couple of weeks later and she passed away three weeks ago. These claims are dragging on. It's been almost 4 months for Calvin and they keep wanting more records from the vets. His only records were nail trims and puppy shots. He was healthy until the night he got sick. If the claim is large, they want to drag it out. However, I spent a lot of money on these pups and I spend good money for coverage and I've gotten dragging feet!
5

out of 5

POSTED: | BY: Ann Marie

Pawfect (perfect0 pet insurance, for the well-being of my pup.

Exceptional service. Keeps my pup healthy.
5

out of 5

POSTED: | BY: Tara

Very Happy

Very pleased with everything!
5

out of 5

POSTED: | BY: Helena Sfogliano

Excellent insurance compay

While they are a little more costly than other pet insurance companies, I will stay with them. They do cover more illnesses that some of the others. I have never had a problem with them. They have always paid on time. I highly recommend them. I just recently renewed my membership. Helena Sfogliano

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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