Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Esther Koo

the best help during an emergency

My dog got sick out of the blue and Nationwide was really helpful. They provided the best & coverage I could ask for. There follow up was also truly amazing.
5

out of 5

POSTED: | BY: Brigette

Everyone should look into buying pet health insurance.

Im happy with VPI insurance. Having pet insurance has been a huge help with Harleys vet bills the last couple of years as he is getting older.
5

out of 5

POSTED: | BY: Siomara

Savior

My pittie needed an emergency surgery that costed nearly $7000 but thankfully I did not have to worry about whether to save my baby’s life or go broke because of Nationwide Pet Insurance. Within a month, they reimbursed 90% of my bill; no questions asked. Definitely worth having the Wellness Plan - would recommend to anyone.
5

out of 5

POSTED: | BY: Jill Wede

Can't live without!

Best thing we ever did was getting this insurance program for both of our Golden Retrievers. It gives us piece of mind and money back on nearly every visit to the vet. Not just some $ but a big return. It makes things so much easier knowing there is help with the cost. And if you ever have any questions, their customer service is awesome. Thank you!
5

out of 5

POSTED: | BY: Very pleased

Glad we decided to get our kids insurance

Very pleased with the coverage. Beside minor things over the years in Aug our 6 yr old tore her ACL and In Jan she tore the other one. Thank goodness she was covered. No issues just sent in the claim and in a short time we were reimbursed for most of it. And the representatives are have always been great if I had questions.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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