Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Charlie

70% paid back. 1 Month to pay

Happy with the service and worth it in my mind! But took really long with no communication during the claim.
3

out of 5

POSTED: | BY: Billie Neri

Decent, very slow though

I am finding that the process of submitting and waiting for the payment back from monies spent at the vet is very long and tedious. I also find it unprofessional that if you need additional information, you post it on the login page, you don't contact me, so this means that if I don't keep checking where my payment is, then I wouldn't know that you're looking for alternate/additional information. I have three dogs insured by you and I spend a lot of money monthly on their insurance, so I expect the very best response time and customer service. Nationwide is definitely not the best.
5

out of 5

POSTED: | BY: Paula Stellefson

Very Happy!

We adopted Zoey nearly 2 years ago and immediately purchased Nationwide Pet Insurance for her. I was skeptical about pet insurance, but had no idea what her background was or how healthy she might be, so I felt much more at ease having a policy for her. She had a few existing conditions that will never be covered...understandable...but for every other health, allergy or behavior issue that has arisen, Nationwide has paid out as promised. Their service pays out exactly as advertised and has allowed us to give her the best care available. We are grateful that it has helped us turn an abandoned, frightened dog into a beautiful, happy family member!
5

out of 5

POSTED: | BY: Lilian

Great service!

Love how easy it is to submit my claims and upload my invoices.
5

out of 5

POSTED: | BY: Jamie white

I'm very satisfied with Nationwide. Tanner is doing wonderful

Nationwide is wonderful.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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