Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Daniel Wong

Excellent company with superb services.

My claims were handled promptly and professionally.
5

out of 5

POSTED: | BY: Diane

Best decision ever!

Could not be happier with Maya’s insurance coverage. Definitely gives me peace of mind knowing that I will always be able to provide her with the best of care.
5

out of 5

POSTED: | BY: Nancy J.

We are very happy with Nationwide Pet Insurance

We are very happy that we purchased Nationwide Pet Insurance. Although not having it would not prevent us from getting Lexi whatever care she would need, having the insurance is a benefit because we can get back some of what we spend to care for her and keep her healthy.
5

out of 5

POSTED: | BY: Denise

The Best in the Worst of Times

All pet parents know they want to give the best lives to their pet children. I am no exception. Adopting two cats (Mia and Bailey) who did not have the best beginnings was stressful but also the best thing I've ever done. That said, without Nationwide, I would have had to make different decisions due to the exorbitant costs of surgery and the like. Fortunately, I have been able to take care Mia and Bailey's physical needs because of Nationwide. Claims are processed quickly and never once have my claims been denied. Nationwide gives me great peace of mind.
5

out of 5

POSTED: | BY: Al Robles

Worth it to be cautious and insured.

We have joined Nationwide for two yers now. The first year of our pet's life he fell ill with Pancreatitis. My goodness, the costs involved and the care he needed! Thanks to Nationwide we were able to care for our pet and know that Nationwide had our back! Since then, it has also helped greatly with the annual physical and vaccinations.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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