Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy J.

We are very happy with Nationwide Pet Insurance

We are very happy that we purchased Nationwide Pet Insurance. Although not having it would not prevent us from getting Lexi whatever care she would need, having the insurance is a benefit because we can get back some of what we spend to care for her and keep her healthy.
5

out of 5

POSTED: | BY: Denise

The Best in the Worst of Times

All pet parents know they want to give the best lives to their pet children. I am no exception. Adopting two cats (Mia and Bailey) who did not have the best beginnings was stressful but also the best thing I've ever done. That said, without Nationwide, I would have had to make different decisions due to the exorbitant costs of surgery and the like. Fortunately, I have been able to take care Mia and Bailey's physical needs because of Nationwide. Claims are processed quickly and never once have my claims been denied. Nationwide gives me great peace of mind.
5

out of 5

POSTED: | BY: Al Robles

Worth it to be cautious and insured.

We have joined Nationwide for two yers now. The first year of our pet's life he fell ill with Pancreatitis. My goodness, the costs involved and the care he needed! Thanks to Nationwide we were able to care for our pet and know that Nationwide had our back! Since then, it has also helped greatly with the annual physical and vaccinations.
5

out of 5

POSTED: | BY: Valerie Alzamendi

So Happy!

I had an ear issue with my girl that spiraled out of control, ended up needing surgery and $700 later, i sent in my claim and 2 weeks later had a check. It was so easy dealing with them. Thank You!
5

out of 5

POSTED: | BY: Thomas Hunkins

Amazing Coverage - Helpful Staff - Quick Turnaround

I signed up for Nationwide Pet Insurance for my two lab mixes not even a year ago. I have been so, so, so happy about my decision since. Between the two dogs, I've had at least two dozen claims - each of them processed quickly and almost always in full. One of the things that made Nationwide stand out to me was their coverage of hip dysplasia, acl tears, and even flea and tick med. It was the most comprehensive coverage I've found, and the only exceptions I've had on my claims so far have been for taxes and rabies tags. I was hesitant to go with Nationwide as VPI (the former company) didn't have the best reviews - but I'm glad I did! I'm constantly referring my friends to check it out - such a great product!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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