Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle Staton

Cannot be without this insirance

We purchased insurance when our dog was a puppy. Buster recently fell and tore both ACLs. We never anticipated this injury and required surgery, but am thankful beyond measure that we had the insurance. Nationwide pays claims promptly and even follows up to see how he is doing. Great company. I recommend the insurance to anyone I come across that has a dog or is thinking of getting a dog,
5

out of 5

POSTED: | BY: ALICE ITZIGSOHN

I am really happy with Nationwide Pet insurance.

Someone recommended Nationwide Pet insurance and I really am so happy to have it. The reimbursement process is very simple and quick. Everything is online so easy to track. Once or twice had to call customer service and they were helpful and easy to reach. Overall, I am thrilled to have Nationwide.
5

out of 5

POSTED: | BY: Melinda

Nationwide Pet Insurance is Amazing!

I love Nationwide pet insurance! We signed up for this program as soon as we got our puppy Shadow and it has been an amazing experience. There's no better feeling than getting 90% of what you paid back after a hefty vet bill. We have had no issues with claims or communication with Nationwide and it has definitely made our experience as puppy-parents SO much easier! Customer for life!
5

out of 5

POSTED: | BY: Val M

I love this insurance, its awesome!

I've been recommending this to all my friends with pets. I think my dog has better coverage than I do!
5

out of 5

POSTED: | BY: Phyllis

Easy, Quick Claims

This is our first dog that we purchased insurance for, after having very high expenses for the others. We have the full plan, including wellness and for the first year, has more than paid for itself. Claims are quick and easy and there was no issue with covering the neutering, vaccinations, and preventative medications. Glad to have it!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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