Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Frank DeLaTorre

Thanks for helping to take care of my fur baby!

Love the pet insurance we have for our dog.
5

out of 5

POSTED: | BY: Barbara Tuppeny

Vet office visit

Raven received her prescription food and she also had an office visit for an updated vaccine. Both claimes were handled in a very timely manner.
5

out of 5

POSTED: | BY: Lynn Koslen

We love Nationwide!

Our little 4.4lb maltese Rainey got sick. We really did not know what was happening. It took awhile to get things under control. Turns out that she had bronchitis which may be due to asthma. We will see. Love Nationwide Pet Insurance. Claims are paid so quickly. I highly recommend anyone with a dog or cat to get this pet insurance. You will not be disappointed. Our insurance includes the wellness plan. Very easy to submit a claim.
5

out of 5

POSTED: | BY: Frank

Good insurance, could be more forthcoming with information

My only complaint is the length of time it takes for them to post information about your claim on their website. They used to post the date and the amount of the claim right away. Now it takes a long time to just post that they received the claim, then it takes a couple of weeks for them to just post how much the claim is for. When they finally post the amount the claim is for, they also post how much they're paying out and show the eob. Then it takes a few weeks to receive the check.
5

out of 5

POSTED: | BY: Eric N

Getting this Nationwide insurance is a no-brainer!

I've had dogs all my life. I currently have 2 Golden Retrievers and a Corgi. Nationwide Pet insurance was a no-brainer when i got my Corgi as a puppy. It covers wellness. Recently at his one year check-up we found out he has juvenile renal dysplasia, e.g. kidney disease. Thanks to Nationwide, we can treat him and keep him happy and comfortable for as long as we are lucky enough to have him in our lives. Unlike many other pet insurance providers, Nationwide includes vet exam fees. A+ insurance.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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