Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Al

My trial has turned into a permanent subscription

I decided to get pet insurance through my workplace during open enrollment. I have 2 high maintenance Great Dane pups and decided i'd give pet insurance a try for the year. If I didn't like it, I just wouldn't renew it. My youngest Dane had an upcoming neuter and gastropexy (bloat prevention) in the new year. We originally thought the surgery had gone well, however, after a few days something went wrong with the gastropexy. Of course, it couldn't have come at a worse time. It snowed that day and the operating vet shutdown due to weather. We had to make 2 trips to the emergency vet to get him comfortable enough to make it through the night to see his normal vet. Of course, all of this was very expensive. Fortunately, my young pup is feeling better. I submitted my claim for all the costs and was pleased to see that Nationwide covered most of the cost (90% after deductible met). Submission was fairly easy. I emailed the claim and a few weeks later I was surprised to see the check in the mail. Many thanks to Nationwide! You have made a believer out of me and I will be a member as long as I have my Danes!
5

out of 5

POSTED: | BY: Katie

Fast Reimbursement

Nationwide makes it easy to submit claims via their app. They process claims quickly and have answers to the claims in a timely matter. I would highly recommend this company.
5

out of 5

POSTED: | BY: Michael sandoval

Thank you for a quick reimbursement

Thanks!
5

out of 5

POSTED: | BY: Barbara

Happy Dog, Happy Home

I was hesitant about purchasing pet insurance at first as I have never had it before. Knowing our baby girl was going to need to be fixed we figured it would cover the cost and any unknown issue's that may arise with our girl. The cost is affordable and certainly will protect us if any emergency shall arise such as surgery, cancer etc. Peace of mind paying little every month to cover a potential large expense.
5

out of 5

POSTED: | BY: Alex Lee

I made a right choice

I had never thought my little golden would go through 3 major problems in his first 18 months with us. Each case would cost us $3000 if we don't have the Nationwide pet insurance to help to cover majority of it. We took very good care of the puppy, but you just never know what can happen. My claims have all been processed timely and professionally. I do feel peace in mind with my little golden knowing Nationwide is always behind us.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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