Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Ashley

Such peace of mind!

Nationwide gives us such peace of mind for all three of our dogs! It's so easy to just submit a claim and know that almost all of the cost is being covered. I just wish the claims didn't take as long to process.
4

out of 5

POSTED: | BY: Ashley

Such peace of mind!

Nationwide gives us such peace of mind for all three of our dogs! It's so easy to just submit a claim and know that almost all of the cost is being covered. I just wish the claims didn't take as long to process.
1

out of 5

POSTED: | BY: David Jamieson

What is the point of having insurance?

I got pet insurance earlier this year. As it happens, my cat needed a cleaning. She then got an infected tooth, and as a result of her "pre-existing" tartar build-up, the company refused to pay her medical bills. Very unhappy since this was advertised as a plan that did not take into account pre-existing conditions.
5

out of 5

POSTED: | BY: Johanna Bellida

Worth the wait

As a new member the first time submitting a claim I had to provide the history/medical records for my pet. Once done the claim was under review and the payment came through. So worth the wait. They have also followed up on his status since he got very sick to make sure I was okay with what was being said and done for his care. Thanks for keeping an eye out on us owners during a very stressful time.
5

out of 5

POSTED: | BY: Thomas Yarrington

Best insurance ever

Unbelievably easy to file a claim. Response is quicker and easier to understand than my own health insurance coverage.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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