Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura Betz

Highly recommend

I have recommended this company to several of my pet-owner friends. The claims are paid very quickly and with a minimum of fuss. I am extremely pleased with the coverage and appreciate the ability to add on coverage to apply to routine costs. Very affordable
5

out of 5

POSTED: | BY: Sarah

Easy, Fast Claims Pay, and Good Coverage!

I have been with Nationwide Pet Insurance for about two years now. I have two dogs: a young, accident-prone Mini Aussie and an old Daschund mix. Between the two of them, they are always going to the vet. Nationwide has never denied me coverage for ANYTHING and has always covered more than I expect them to; they are truly a life-saver. The cost of insurance is also very reasonable--granted, I do get a discount through my employer. The process for being paid claims is very easy--they either mail you a check or you can accept payment electronically through a service provided by Chase. Both are easy and fast. I don't think I've ever waited more than 2 weeks to be paid, and I believe the claim I waited longest on was for a surgery. I recommend Nationwide to all of my friends who are pet parents.
5

out of 5

POSTED: | BY: Tanya Sisk

Awesome Company!

I am so grateful I have this insurance coverage on my puppy, Riley! They are so professional and always helpful. I called their "help line" with a question and they responded back to me very quickly.
3

out of 5

POSTED: | BY: jack norton

Frustrated at service

It was frustrating it took 6 months to get paid out on a claim that should of been paid out quickly. I had to challenge your companies policy and hold you true to it. Not to pleased for a premium plan.
5

out of 5

POSTED: | BY: Wanda Riekens

I am very pleased with Nationwide Pet Insurance.

The service I have received has been excellent and all employees have been pleasant and very helpful in explaining the questions that I asked. I have recommended this insurance to several people who are in search of pet insurance.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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