Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dayna

Quick & Accurate

They were very quick and there were no surprises. I got all of my vet bills reimbursed with no questions asked after my low deductible.
5

out of 5

POSTED: | BY: Dean Greenawalt

Pleasantly surprised

My Great Dane had emergency surgery in the middle of March. Not only was I scared for him, but also the huge medical bills. Will I have trouble getting reimbursed from insurance? My check arrived before my credit card bill, so all is good with my Great Dane, as well as my financials. I would suggest Nationwide to everyone. It’s an outstanding peace of mind.
5

out of 5

POSTED: | BY: Mary Coburn

Amazing insurance for my 4 legged furry friends.

Nationwide provides excellent customer service. Their staff are courteous, timely, and responsive to the medical needs of my pets. Unfortunately I incurred major medical expenses for my golden retriever. Nationwide processed my claims within 10 days. I am so thankful for nationwide. They allow me to make medical decisions without the stress of going into a financial hole.
5

out of 5

POSTED: | BY: Albert Maldonado

Very helpful over the phone

This was my first claim and it did take a bit longer as they needed to look over Dash's medical records but they kept me up to date and paid in a timely manner. Very lucky to have this insurance. Dash is feeling better and just celebrated his 12th birthday!
5

out of 5

POSTED: | BY: James R

very satisfied

Had my 6 month old Lab spayed and gasrtopexy procedure done,and was reimbursed very quickly. Very satisfied !

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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