Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Michelle Frankie

Disappointing and typical

The loopholes you take should not really surprise me as an insurance company, but was hoping for more transparency and honesty. No one in their right mind would think that our dog had a pre-existing illness. On top of the fact that you would not even cover the wellness test performed that found the disease. Dogs are tested for heartworms as part of their regular vet check ups and because our test was positive, you just don't cover that either. I gave all medical records upon our first claim which only took 3 weeks. Any claims after that took 6o to 90 days!!!! That's absolutely absurd Communication and willingness to keep your customers informed is non-existent. The only reason we still have this plan is because at this point, it would cost us more to cancel it before the term is up.
5

out of 5

POSTED: | BY: Gail Yamin

I am so happy that I decided to obtain Pet insurance with Nationwide, they have been wonderful.

When my dog had issues and we went to the vet, Nationwide reviewed the faxed submission quickly and would send an email confirming they received it. They would then send me my reimbursement check within a few weeks. So happy I chose Nationwide to cover my pet at this difficult time.
5

out of 5

POSTED: | BY: Emily von

very Easy process and quick to respond

Have had such a great experience every time I have had to call and ask a question or submit a Claim
5

out of 5

POSTED: | BY: Jami

Wellness programs work!

I'm so pleased that I decided to go with an insurance company that provides wellness care options for my pup! I frequently recommend Nationwide because of this. The peace of mind this provides for the routine things...immeasurable. And to have ease of use & quick return... nothing compares. Thank you for being outstanding in your field!
5

out of 5

POSTED: | BY: Jessica Perry

I love having Pet Insurance!

This pet insurance helps us out so much financially. We would never not have it!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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