Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jason

Without Nationwide we wouldn't have been able to offer treatment for our dog.

Our young dog (9 months) was diagnosed with severe hip dysplasia on both sides. The only remedy for it was bilateral hip replacements. We were told that once the surgery and healing were complete, our dog would be 100% but the process would be very costly. I immediately called Nationwide assuming to hear that this was something that wasn't covered by our plan but to our delight it was. It's now seven months later, our dog is about 90% and getting stronger every day. I tell everyone about our story and how important it is to get insurance for your pet if you can afford it. What we learned is that we couldn't have afforded not having it. Thanks, Nationwide!
5

out of 5

POSTED: | BY: Susan Kviz

Happy so far

Several years ago I had insured 3 dogs with another insurance company and was paying a lot every month. When one of the dogs began to limp with no visible reason I took him to the vet who also saw nothing visible so he too an x-ray. Because the x-ray also showed nothing, that insurance company denied the claim for the cost of the x-ray. So if a test turns out negative, you don't have to pay for it? Wish my human insurance worked like that. Needless to say I dropped that insurance and have done without for many years. Recently I decided to try again based on a recommendation from a friend. So glad that I did. I was pleasantly surprised at the amount received on a claim as I fully expected them to deny much of it. Will be sticking with them for a while.
5

out of 5

POSTED: | BY: Terry Tracht

Best Pet Insurance!

I can always count on Nationwide to provide the best insurance coverage for my Beagle puppy. I am extremely satisfied with their coverage and promptness in handling our claims.
5

out of 5

POSTED: | BY: Julia Emerson

My experience with Nationwide has been entirely satisfactory.

Very satisfied with Nationwide.
5

out of 5

POSTED: | BY: uma

i got 90% of my dog's back surgery costs back

i got 90% of my dog's back surgery costs back. It took a longer time than I had hoped due to the review process but I got the money back as promised.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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