Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: ANTHONY MATTHEWS

Heart breaking

So upset with this insurance. I have been with you for 8 years with my dogs. I call today. And my dog Ozzy needs a certain medicine from his vet. It costs 471.00 a MONTH. I am on SSI disability. I get 1100 a month to live on. I spoke to the vet. He said he must take this medicine. Or he is going to get worse..I asked for help with Nationwide. They told me that they can only cover 500 a year. I find it unacceptable. I pay 150 a month for my dogs to be covered. I am very very upset. I can not live on 150 a week to live on. Please please help me. I don't want to see my dog suffer and possibly be put down if he doesn't get better. Thank you for your time for reading this. My heart is broken...I can't let anything happen Tony dog Ozzy.
5

out of 5

POSTED: | BY: Verna Burnett

Your company is very efficient when processing claims.

Jojo is doing well after his visit to the vet. Thank you so much for being so efficient when we are in need.
5

out of 5

POSTED: | BY: Lisa

Best thing we have ever done for our pet!

Nationwide has always processed our claims quickly and I have always been reimbursed for covered veterinary services. They have great customer service agents that are helpful and caring. I have had insurance for both dogs for 4 years and it has been the best decision we could have made. They covered Bella’s knee surgery and that made the whole thing so much less stressful.
5

out of 5

POSTED: | BY: Chelsea

Processing speed

I absolutely love have Nationwide as my insurance for my pet, but the only thing that I would love to change is having either a quicker processing speed to pay off the debt of the vet bill, or to have the vet bill the pet insurance (like my human insurance does) and have me pay off the balance remaining. I believe the coverage is top notch, but feel this would make things so so so much better!
5

out of 5

POSTED: | BY: Tracy

SO Greatful for Nationwide

I was excited to get my new puppy but had no idea what it really meant to care for a dog. Our pet has had a few unexpected illnesses and I was so greatful the Nationwide was here for us. I feel that the support has made it possible for our puppy to have a full recovery and he is happy, healthy and thriving. He are all happy and grateful!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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