Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Lucian

Friendly customer service, long review time for claims.

The customer service at Nationwide has always been friendly and easy to deal with. I have their most expansive coverage, so there has never been any trouble getting a claim approved and reimbursed for. However, waiting 3-4 weeks is never fun, especially when you have larger claims such as neutering or other surgeries.
5

out of 5

POSTED: | BY: Diane Zimmerman

AWEsome the way this was handled so quickly

Ben recovered beautifully. Thanks so much for your quick response...and for checking on him.
5

out of 5

POSTED: | BY: Teresa Reid

This is the easiest insurance company ,ever, to work with.

I have never dealt with a more responsive (pet or human needs) company. As long as you follow their instructions, and submit proper documentation, you will be amazed at how quickly your claim is paid.
5

out of 5

POSTED: | BY: Jessica Orozco

Amazing service and turn around time

My puppy has been the vet more than one would expect because he love anything that’s not his. Nationwide has been nothing but awesome with my claims. And the ability to use an app to upload claims means I can send it in before I even leave the vet office!
5

out of 5

POSTED: | BY: Tracy Lindsay

Incredibly Fast Service

We were on vacation in California when Billie started walking/acting differently. As overbearing new pet owners we found a pet urgent care and followed their directions. Billie was up being her young puppy self in days. The insurance was invaluable!! And the VitusVet app is so easy to use. We were reimbursed in less then a weeks time. Thank you Nationwide for your care of our little girl during this scary time. Every pet owner needs to Have Nationwide!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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