Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,411

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Danielle Correll

Lifesaver

So when we got our dog we knew we better get insurance because of how active we wanted to be with him, and I'm so glad we did! One night that we were out of town and he was with friends he was chewing on his kennel and broke a canine tooth. We didn't want to have the tooth extracted so we looked into root canal with a cap. If we didn't have insurance we would not have been able to afford it. So we got the surgery and had to borrow the money until it went through claims, which took a Lil while because of the cost I'm sure. But then we got the 90% reimbursement! They were so easy to work with and I'm so happy they cover more than just accidental! Thank you nationwide!
5

out of 5

POSTED: | BY: Marrianne Mannion

I'm happy and so is Ozzie and Oscar

Both of my dogs have been covered by Nationwide for several years. Nationwide has always paid the claims quickly. Most of the time the claims are for routine/preventative care. However, one day I came home from work and found Ozzie acting very strange. He was twisting and stretching out his body. I thought he may have some sort of blockage in his belly. I rushed him to the emergency room...it was a muscle strain in his back. No blockage. That's the first time I have had to use an ER. I was happy to have the insurance. The situation could have been worse.
5

out of 5

POSTED: | BY: Katherine M.

prompt

My pup is 6 years old and I have had pet insurance with Nationwide since I got her at 8 weeks old! There is always a high level of professionalism and promptness when dealing with Nationwide. I highly recommend you all to my friends.
5

out of 5

POSTED: | BY: Lynda Drake

I would recommend you to anyone that has a pet

I adopted 2 dogs about five years ago and decided to take your Insurance for both of them . I had recently lost my dog that I also had Insurance on with your Company. I only have good things to say. Insurance might seem expensive but if you need it you will be glad that have it., I didn't expect my five year old dog, Pumpkin, to loose control of her legs and need back surgery. The surgery cost of $5000 and everything was covered except $400. I can not say how grateful I was to know that I did not need to worry about paying Vet bills and could concentrate on getting Pumpkin well. Way to go Nationwide.,
5

out of 5

POSTED: | BY: Christiana Pittashi

Helpful and straight forward so far.

They respond very quickly and are helpful.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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