Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,411

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dee

Happy you were there when we found out my dog had bilateral hip dysplasia.

Our adopted pup went for his annual check-up at one year and was diagnosed with bilateral hip dysplasia. The vet said wait until the winter was over, but that he would need both hips replaced and referred me to an orthopedic vet. So, winter was long, but went to the ortho vet and he watched my dog play, walk, examined him and said he wants to treat the dog and not the xrays! He said the xrays were some of the worst he had seen! His xrays show him to be disabled, but my boy has developed his own scar tissue, so no surgery for now! I was so glad Nationwide was there to help in case we needed them and we are happily living with our disabled boy who does not appear to be in pain as he has grown in to his disability.
5

out of 5

POSTED: | BY: Mary Durso

Learning more about Baby Girl

About 3weeks ago I found that Baby Girl was ill with GI problems. My wonderful vet at Langley Animal Hospital, Dr. Raj, did extensive tests. She had to stay at the hospital overnight and the bill was $1500. Nationwide paid about half, which was what I had expected. Then she had a follow up check-up and Dr. Raj found that she needed oral surgery. Nationwide paid about 90%of this bill. I really appreciate the care we received from the Langley Animal Hospital and also from Nationwide. Baby Girl is better, but she has lost weight and now she had to eat a special veterinary diet. Her spirit is excellent. She loves to walk, especially on sunny days.
5

out of 5

POSTED: | BY: Megan

Quick & Easy

Learning that my dog was going to have to have ACL surgery I panicked when I heard the cost. I called one of your representatives who quickly put my mind at ease knowing you would be standing right behind me through this whole process. I turned in my receipts and had less than a two week turn around to be reimbursed. Very, very pleased with the friendly customer service and timeliness of this company!
5

out of 5

POSTED: | BY: DJB

Best Pet Insurnce I've Ever Had

I've had pet insurance with other companies, but it seemed like they hardly ever covered anything. This insurance always surprises me with how quickly they respond and how happily they cover my expenses without hassle or second-guessing my vet. Kudos!
5

out of 5

POSTED: | BY: Rodrigo Imperial

So glad I moved from H****hy P**s to Nationwide

I don't think this is the first time I've left a review. With Nationwide Pet Insurance I have an idea of what my out-of-pocket cost are. With my previous insurance company, I was never sure what was not included in the plan, and when I call and ask I don't get a straight answer. With Nationwide, the plan is simple to understand. I've gone as far as letting people, at the vet's office's waiting room about Nationwide..

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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