Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura DeMartini

Great!!

It was comforting to know nationwide takes such good care of us. At a time when I was worried about my dog (aka my child!) I didn’t have to worry about a big vet bill. Our bill was 100% covered. Thanks!
5

out of 5

POSTED: | BY: Cindy Gerardo

Best Insurance Ever!

My Jack Russell developed chronic skin allergies about 3 years ago. The medication to control this condition is expensive. With out Natiionwide I would not have been able to give my dog the needed treatment to relieve him of his misery. Surgery was also necessary as his skin condition caused multiple itchy lesions. Again, Nationwide was able to assist in the costs that have led to my dogs recovery. Medication will be necessary for the rest of his life and I wouldn't be able to do it without Nationwide on my side!
5

out of 5

POSTED: | BY: Ben Lewis

Awesome company! Great Benefits! Couldn’t afford Henry without Nationwide...

Nationwide is a Great Blessing to us. Coverage and Service are Exemplary! Henry has Allergies and we couldn’t afford to treat him without Nationwide.
1

out of 5

POSTED: | BY: Pat Glasson

That sucks! Majorly dissappointed!

I have had VIP/Nationwide Pet Insurance since I purchased my 2 English Bulldogs. My main reason for the insurance is their breed can have health issues. The other MAIN reason was my intention to breed my female once or twice, depending how she did with the pregnancy and delivery. So, when inquiring about the insurance coverage I was VERY specific regarding breeding, coverage etc.... I asked the question 10 different ways and went into detail as to specifics, for example...."what if ....happens", "What if that happens...?". Each and every time I was told absolutely covered, yes, that is covered on and on.... Well, I was at the vet to confirm a pregnancy and there were x-rays performed and when I submitted the bill I was informed that ANYTHING pertaining to pregnancy etc...was NOT COVERED. So, my question is, did that employee at the interview portion get a commission because I signed up 2 dogs and she outright lied to me? That is the only explanation I can come up with. I am majorly disappointed. I will not use Nationwide again. I will go to another pet insurance if the opportunity presents itself. Since the dogs are now 3 yrs old I am sure there would be issues if I switched.
5

out of 5

POSTED: | BY: Debra Patterson

Nationwide gives us so much peace of mind in owning a dog.

Nationwide is always there to assist me and advise me regarding the best care for my beloved German Shepherd. I have much less stress when any unexpected medical issues arise. Knowing Nationwide is there to help me ensure that my sweet girl has the healthiest life possible means the world to me. I am SO thankful I found Nationwide. I recommend them to everyone I meet.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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