Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,404

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: babette carter

complaint

I have 3 dogs insured with you My 9 years old Conan has DCM and you are not covering the expenses claiming it is hereditary , What proof do you have that it is. ? no one said it was. so I am stucked with expensive medecine and no help from you the dog is 9 years old, not much time to live, and this the first big expense that I have had over the years. I probably will not renew any of my insurances I will need that money to take care of my dog.
5

out of 5

POSTED: | BY: Laurence Cohen

very easy to submit a claim!

my pet was not sick, she went to the vet for a wellness visit! very good service from Nationwide
5

out of 5

POSTED: | BY: Anna Gerhard

Fast and reliable

My Dog was hit by a car and it cost us over $1200. I filed a claim and within a week we received most of it back. Thank you Nationwide for being there for us.
5

out of 5

POSTED: | BY: Victoria Merkel

Quick and fair reimbursement

Even during Covid I got reimbursed quickly.
5

out of 5

POSTED: | BY: Kazuko Gadingan

Great!!

It save us! My baby Mochi had to take 7teeth out... and cost was HUGE. But we have Nationwide pet insurance and covered!! Also super easy and fast reimbursement. We recommended this insurance to our family.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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