Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,404

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sharon Johnson

Easy and surprising

This is the second dog we've owned and decided not to get pet insurance with our first fur ball. He suffered with seizures for most of his life so insurance would have been beneficial. When we got our bernedoodle puppy 10 months ago, we decided it was the right decision. Our dood contracted eColi, we have no idea how, but Nationwide covered all our expenses related to treatment, medical and multiple lab tests. The insurance has paid for itself and then some! We won't go with out it ever again! Thank you!
5

out of 5

POSTED: | BY: Patricia Weber

Could not do without you!!!

Anyone who does not get pet insurance is not thinking about the possibility that there could be a need to make a definitive decision about your family pet.. Nationwide gives me peace of mind that you will be there if I need you!
5

out of 5

POSTED: | BY: JOCELYN CAIRO

reliable

THIS IS A RELIABLE PET INSURANCE. THE ONLY COMMENT I HAVE IS THAT IT IS QUITE EXPENSIVE. IF WE DON'T HAVE COMPANY BENEFITS, THERE'S NO WAY WE CAN GET THIS INSURANCE.
5

out of 5

POSTED: | BY: Kristi Woo

Quick & efficient service!

Took about a week from start to finish to receive my reimbursement! Yay! In the past, it would take over a month for a reply and/or 2nd submission of all paperwork from me to have someone acknowledge receipt of my claim. :( Everything went smoothly this time! Thank you for the great service! 😊
5

out of 5

POSTED: | BY: Christie Triquart

Very easy claim process, no hassle, and fast payments.

Very easy claim process, no hassle, and fast payments.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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