MetLife | Pet Insurance Review

4.0

out of 5

Number of reviews 620

As one of Fortune magazine’s 2022 “World’s most admired companies,” MetLife is proud to have helped people protect what matters to them for 100+ years. MetLife Pet Insurance continues that tradition with a dedicated team of pet advocates who have been passionately serving pet parents for over 15 years. MetLife Pet Insurance offers pet parents an exceptional product from a best-in-class insurer at an affordable price — focused on flexible product offerings, competitive rates, and innovative policy benefits.
5

out of 5

POSTED: | BY: Sharon Biddle

So glad we had pet insurance

We have 2 little furbabies. They were always so healthy. I never filed a claim, even considered terminating our policy. Why pay that and never use it? Then one developed lymphoma. I phoned for advice about filing. I had never used it. Customer Service was great. They explained everything. Claims were so easy. There were even multiple ways to file so you could pick what was easiest. My only complaint was the mobile app. Sometimes it just wouldn’t let me log in, and the structure of the app was a little confusing. There were days I just wondered what was going on and the app was no help. But overall, I highly recommend MetLife for your pet insurance needs.
1

out of 5

POSTED: | BY: Heidi McDonald

Not a good customer experience.

I signed up last September and had to call them 4 times before I was able to get any help. The first time was to set up the app. No one told me not to include the letters on my policy until the 4th call. That is why it was not accepting the policy number. The second time I called I set up my credit card instead of through my employer. The third time for some reason they did not charge the card on file. I emailed my claim with the policy number. No email response. I later found out that they want it in an attachment not in the body of the email otherwise they just completely ignore it and will not respond back to the email. I almost cancelled my policy because this is not a streamlined process. I will not recommend this to anyone. Get it together!
1

out of 5

POSTED: | BY: Bern Garci

MetLife Pet Insurance - the Hyundai of Pet Insurance

If you think claims should be processed within 15-30 days and its ok NOT to be able to view claim details after they are processed to understand how much was applied to your deductible and how much is being reimbursed - get MetLife Pet Insurance. I thought saving a few bucks on the monthly premiums was a good think after investigating a few different plans but quickly realized that you get what you pay for. And when you finally receive your reimbursement, even though you asked to be reimbursed via credit card, you receive a CHECK in the mail, because they can't even follow the simplest of instructions. Do yourself a favor, run in any other direction, just don't get MetLife Pet Insurance.
5

out of 5

POSTED: | BY: Patty Duffy

MetLife Pet Insurance

Great insurance provider for your pets. Some Veterinary Offices do not provide all the information needed to file a claim. I do have to pay a little extra to have my Vet provide more information for me to initiate a claim. Otherwise, I’m very happy with MetLife.
3

out of 5

POSTED: | BY: Maria E Tapia

Coverage

I feel more monthly information needed on all medical covers...

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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