MetLife | Pet Insurance Review

I recently enrolled in MetLife Pet Insurance with high hopes of providing comprehensive coverage for my furry friend. However, my experience with their claims process has been nothing short of disappointing. Initially, I was informed that claims would be processed within 5-10 days—a timeframe that seemed reasonable. However, what they failed to mention is that this duration applies strictly to business days. This lack of clarity led to unnecessary confusion and frustration on my part. Moreover, when attempting to file a claim for my pet, who hadn't required veterinary care in the past 12 months, I encountered another roadblock. MetLife requires a medical history spanning the previous year to process claims efficiently. This requirement was not clearly communicated beforehand, resulting in further delays. Upon contacting customer service to address this issue, I was met with little empathy or assistance. Instead, I was informed that an additional 3-5 business days would be required to process the claim under these circumstances. Consequently, what should have been a straightforward process has turned into a waiting game spanning nearly 30 days. Such inefficiency is unacceptable, especially in matters concerning the health and well-being of our beloved pets. Waiting for an extended period without clarity on the status of the claim is undeniably frustrating and stressful for any pet owner. In light of this experience, I have decided to discontinue my association with MetLife Pet Insurance. I cannot justify investing in a service that fails to deliver on its promises and lacks transparency in its operations. For those considering pet insurance, I strongly advise against choosing MetLife. Instead, I recommend exploring alternatives such as Nationwide Pet Insurance, known for its swift and uncomplicated claim process. Don't make the same mistake I did; opt for a provider that values efficiency and customer satisfaction. In conclusion, MetLife Pet Insurance's cumbersome claims process and lackluster customer service have left me deeply dissatisfied. Proceed with caution, as the frustration and regret may outweigh any potential benefits.

Have not submitted a claim yet to Metlife Pet Insurance, I'm hoping that it's all that it is said to be or claims to be.

I have 3 dogs. So you know how many claims I am submitting. Met Life is everything I expected. Customer service helped me with my first submissions. Once you understand their system, everything is a go. I don't think people understand 10-15 days is business days not calendar.. Payment is easy after setting up how you want to receive payment. Thank you Met Life. It takes a lot of worry off me if something goes wrong. The only thing I wish is, a way for Met Life to pay vet at time of visit, so its not such a hard hit on the pocket.

For a reasonable price, MetLife Pet Insurance has paid the claims for my 12-year old cat in a timely manner and has made possible the diagnostic work and treatment he needs.

I had another insurance previous to this and this claim was easy to process and easy to get reimbursment. Must better experience.