MetLife | Pet Insurance Review

4.0

out of 5

Number of reviews 625

As one of Fortune magazine’s 2022 “World’s most admired companies,” MetLife is proud to have helped people protect what matters to them for 100+ years. MetLife Pet Insurance continues that tradition with a dedicated team of pet advocates who have been passionately serving pet parents for over 15 years. MetLife Pet Insurance offers pet parents an exceptional product from a best-in-class insurer at an affordable price — focused on flexible product offerings, competitive rates, and innovative policy benefits.
1

out of 5

POSTED: | BY: Andrea Bigelow

CLAIMS PAYMENTS TAKES TOO LONG!!!!

I have been waiting for over two weeks to get reimbursed on a nearly $700 claim. I provided MetLife with everything they needed … an itemized invoice and the vet notes. Why is it taking so long on a covered expense? When I call, all I get is that “we haven’t gotten to it yet”. I literally can not afford to wait any longer on MY OWN MONEY!!!
1

out of 5

POSTED: | BY: Lisa Scott

The worst

I put in a claiim two months ago. I called four times still nothing. I wish i went with another company. Now im stuck. I keep getting promises it will be done.
1

out of 5

POSTED: | BY: J. Sumner

MET LIFE GETS ZERO STARS

The fact that this review starts out with "what went wrong this time" is crazy. I'm a new owner and my first time owning a pet. I purchased this puppy for moral support due to me losing my son 6/15/2024. I want to make sure I'm doing everything right when it comes to my fur baby, but Met Life has not made this easy for me. I purchased this insurance through my job and Met Life made it seem at the time that they are the best and want their customers happy. I was excited so I follow through. Recently I had to make a claim, and it has not been easy dealing with Met Lifes staff at all. They are not professional, friendly, nor do they care about their customers concerns or feelings. It has now been ten plus days, and I have yet to receive anything. The lady I spoke with today stated "my claim hasn't been touched yet and that I would still have to wait six more business days before I see or hear anything happening. She was so rude that I ended the call before I said something she wouldn't have want it to hear. It's mighty funny how they reel you in and take your money, but so slow to the claims that their customers submit. Like the others on here, if I could put no stars I would. I would love to know if anyone has gone another route for pet insurance? And if so, who? I need to be a part of someone business that cares about my concerns and not just in it for the money. Sorry but not sorry MET LIFE YOU GUYS NEED TO DO BETTER.
5

out of 5

POSTED: | BY: Ursula Bedeaux

MetLife is the Best

MetLife has been an absolute life saver for us. I highly recommend them for your pet insurance needs. Customer service is awesome. Easy to submit claims and everything is thoroughly explained
1 comments

POSTED: | BY: Randy Kinsey

We have had MetLife Pet Insurance for 1.5 years and they have NEVER let us down!!! Great Insurance!!!

5

out of 5

VETERINARIAN: The Ohio State University Veterinary Medical Center

POSTED: | BY: Betty Owens

Frenchie/staffy heart miracle

My dog had a balloonplasty procedure at Ohio State University. I adopted a 3 yr old frenchy/staffy mix from "The Love Pit:" in Dallas, Texas. Some how his heart murmur slipped thru the cracks. When He arrived in Ohio I noticed he was passing out after exertion. Most probably this is why his owner did not pull him from DAS after he was found wondering the streets. His heart was malformed in 3 places. He was a walking timebomb. I am retired and could not have afforded his heart procedure but knowing he was a frenchy who often have health problems, I signed up for the insurance through Adopt-A-Love. I have never purchased insurance before and not one but two diabetic dogs (not at the same time) and knew the amount of money that it took to keep them alive. This time I was not going to let that happen. Metlife paid every claim as promised! It was easy and efficient. What a great company and my little guy is like a different dog. They not longer think he will live a signicantly shorter life and he can pretty much act like a dog again. This is all possible due to CareCenter. Cincinnati, Ohio, Ohio State University, Columbus Ohio and affordable thanks to Metlife! I feel like I won the lottery.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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