MetLife | Pet Insurance Review

4.0

out of 5

Number of reviews 652

As one of Fortune magazine’s 2022 “World’s most admired companies,” MetLife is proud to have helped people protect what matters to them for 100+ years. MetLife Pet Insurance continues that tradition with a dedicated team of pet advocates who have been passionately serving pet parents for over 15 years. MetLife Pet Insurance offers pet parents an exceptional product from a best-in-class insurer at an affordable price — focused on flexible product offerings, competitive rates, and innovative policy benefits.
5

out of 5

POSTED: | BY: Laura Wimpee

Claim Response

I have had Met Life Pet Insurance for Riley since he was 6 months old. He has always had issues with his allergies condition and any claims that I submitted to MetLife were paid within a month at most after I sent them into their claims department. Their representatives always called for any clarifications that they needed on the claims and my vet's invoices were approved and paid to me after I had paid the vet up front.
5

out of 5

POSTED: | BY: Trisha Bandstra

Works for me!

I got Polly pet insurance a few weeks after I got her. What I didn’t realize was how often we would be going to the vet. French bulldogs have a lot of health issues and I happened to fall in love with one who has very bad stomach issues. She has been on prescription dog food, has had ear infections, etc etc. although my deductible too a while to hit, I am finally being reimbursed- and it’s great to know I have MetLife to fall back on. Dogs are just like another part of the family, and insurance is imperative for these four legged babies. I am beyond happy with my choice and will continue my services next year.
1

out of 5

POSTED: | BY: Kirby Davis

Terrible

Terrible. They claimed my dog throwing up once was a "preexisting condition" and refused to cover his hospital stay for pancreatitis. My policy was in effect several days before the hospital stay. I'm disputing the claim but I will absolutely be switching pet insurance providers.
4

out of 5

POSTED: | BY: Jeri Chen

Good for me

Good for me!!
5

out of 5

POSTED: | BY: Matthew Bernardini

Great coverage - highly recommend

Great coverage, excellent customer service and friendly team.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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