MetLife | Pet Insurance Review

4.0

out of 5

Number of reviews 652

As one of Fortune magazine’s 2022 “World’s most admired companies,” MetLife is proud to have helped people protect what matters to them for 100+ years. MetLife Pet Insurance continues that tradition with a dedicated team of pet advocates who have been passionately serving pet parents for over 15 years. MetLife Pet Insurance offers pet parents an exceptional product from a best-in-class insurer at an affordable price — focused on flexible product offerings, competitive rates, and innovative policy benefits.
5

out of 5

POSTED: | BY: Michael Ditta

Very Happy Customer!!!

MetLife pet insurance has been outstanding for our furry friends. The coverage is comprehensive while the reimbursement has been fair and equitable. Both the website and the mobile app are easy to use during the submission of claims, and support was extremely courteous and helpful when I have called for help. Resolution of claims typically has taken between two and three weeks which I feel is acceptable. Their explanation of benefits is thorough and easy to read. We have been very satisfied for the two plus years thus far.
1

out of 5

POSTED: | BY: JTrom

o far I am completely disappointed and…

o far I am completely disappointed and frustrated with Met life pet insurance. I submit everything that my vet provides me and yet all met life does is slow walk the claims. They mis identify records when I upload them and tell me the soap notes are missing, when they have been clearly uploaded. When my vets office resends the records, they don't get associated properly to the existing claim, which results in Met life emailing them again saying they haven't received a response. I had to call and speak to a CS rep and email him the records directly. Now that claim is back in a "processing" state. This claim was submitted on 9/7 and today is 10/5 and I still have not been reimbursed. This has been the same story with previous claims I have filed. Also, my vet prescribed cerenea because my puppy gets car sick. I was told that was being denied as "pre-existing". Huh? My dog throws up in the car when I have to take him to appts or visit friends/relatives. I can't leave him home alone. Ironically, Met life has no problem taking $75.00/month from my credit card in a very timely manner on the 24th of each month! I truly believe they are purposefully slow walking claims so they can hold onto the money and allow it to gain interest in their accounts and then you eventually give up. I doubt I will stay with these losers.
5

out of 5

POSTED: | BY: Elizabeth Theriault

HAPPY!!!

Very happy with Metlife. They were fast with my claim and if I had questions they answered them quickly. I'm very pleased that the only claim I had so far was for wellness visits and they paid very quickly.
5

out of 5

POSTED: | BY: kimberly kesecker

Love It

MetLife Pet Insurance is the best we have had quite a few emergency visits for our girl with stomach gastritis and they were great with all the claims.
5

out of 5

VETERINARIAN: Waterway Animal Clinic

POSTED: | BY: Wanda Furr

Smartest thing I’ve done lately!!

Met Life is wonderful. It has more than paid for itself. It’s the only pet insurance I could find that covers dental cleanings! It takes a little longer than 5-10 days for a claim to be processed, but I always know they will take care of us.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

Get a quote today

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