MetLife | Pet Insurance Review

4.0

out of 5

Number of reviews 652

As one of Fortune magazine’s 2022 “World’s most admired companies,” MetLife is proud to have helped people protect what matters to them for 100+ years. MetLife Pet Insurance continues that tradition with a dedicated team of pet advocates who have been passionately serving pet parents for over 15 years. MetLife Pet Insurance offers pet parents an exceptional product from a best-in-class insurer at an affordable price — focused on flexible product offerings, competitive rates, and innovative policy benefits.
5

out of 5

VETERINARIAN: Central Animal Hospital

POSTED: | BY: Liza Bello

MetLife Pet Insurance

I have three (3) fur babies all are insured with MetLife Pet, I cannot begin to explain their professionalism, understanding compassionate caring way they have for my babies. once a claim is submitted it is handled in a speedy manner, payment is also expediated in a fast easy way. Please do not hesitate to join MetLife it is a wonderful organization that truly cares.
5

out of 5

VETERINARIAN: Veterinary Emergency + Referral Center of Hawaii

POSTED: | BY: William Zanellla

excellent service

My young chhuahua need emergency treatment for ingesting something and this emergency hospital got him over his issues in less than 24 hours. Glad I had Met Life Pet insurance to cover most of the cost in a speedy, effective way
5

out of 5

VETERINARIAN: 4 Paws Animal Clinic

POSTED: | BY: Patricia miller

coverage

Met life pays %90 and is very thorough. Reviews are rather slow, but they document the payments. and are fair. Vet bills are so very high so it's nice to have met Life on your side!
5

out of 5

POSTED: | BY: Dawn Watt

Thankful for MetLife

I don't know what I would have done without our MetLife pet insurance. Our dog has had to have surgeries and therapy that would have put us in financial difficulties. MetLife has been wonderful through our entire ordeal. The claims process was simple and they never gave us any hassle. Reimbursement was quick and easy. I tell everyone at work about this amazing benefit!
1

out of 5

POSTED: | BY: Joy Wollin

Terrible

Terrible. I adopted a senior cat from the AHS on October 26, 2023. She came with fresh bloodwork, labs and a clean bill of health besides possible age related arthritis and dental issues. She also came with a pamphlet stapled to her adoption packet pushing 30 days of Met Life pet insurance. I got her the insurance. When I adopted her, she was underweight (5 pounds). I followed up with my vet in December. She was given a blood panel which was fine except some mild kidney changes. She had a urinalysis which came back fine. Fast forward to September of 2024. She has been diagnosed with renal failure and guess what? After a year of paying premiums, they refuse to pay saying that it is a pre-existing condition. Save your money people. You would be better off putting your premiums in a savings account to provide care for your furbabies. Very disappointed! Update: 10/25/24 Metlife deleted my policy right off the website! It's not even listed under inactive. This is some shady BS! Time to alert the Minnesota Department of Commerce and the Attorney General's office. This is ridiculous. I asked that my policy not renew but instead they left the renewal and canceled my existing policy.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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