ManyPets | Pet Insurance Review

4.6

out of 5

Number of reviews 2,379

ManyPets offers customizable pet health insurance for accidents and illnesses, with an optional wellness plan for routine and preventative care, for both dogs and cats. It is currently offered in 40 states with plans to expand to more. ManyPets is underwritten by Accredited Surety and Casualty Co.
1

out of 5

POSTED: | BY: Blas

Scammers

Your policy is design to take your money.For any little rule u people put on contract for no claim.And then we have to run around to get records from the past because u people r all parrinod . And just what reason not to pay a claim and then if by some chance u get a claim u still get ripped off from deductions thats Thats animal abuse in my book u people don't give a "'*-_- about our pets u just what to suck the money out of us poor people that love there dogs
3

out of 5

POSTED: | BY: Bailey

USED TO BE the best pet insurance out there

UPDATE: After a year they removed the option for 100% reimbursement. Now they’re just like any other average pet insurance company. I won’t be sticking around once my second cat’s plan expires. My experience so far with ManyPets has been amazing. I did a LOT of research when selecting pet insurance for my kitten and ultimately chose ManyPets over competitors like Lemonade and Embrace. The monthly premium is extremely affordable considering I’m getting 100% coverage and only a $250 deductible. The coverage itself is also great, and their base plan covers more than most providers. I also love that ManyPets will waive the waiting period if you switch to them from a different provider. My first claims were a breeze to process and I received my reimbursement within ONE (1) week! It sounds like they paid me to rave so much lol, but I swear they didn’t. ManyPets really is just great and deserving of more recognition. I really am pleased so far with their coverage for my baby cat.
4

out of 5

POSTED: | BY: Kris

Manypets choice

Like the unlimited comprehensive coverage. Application process was easy. Now in 17-day wait period.
5

out of 5

POSTED: | BY: BJW

Ordering ManyPets Insurance was fast

Ordering ManyPets Insurance was fast, easy and very affordable. Website was very user friendly. replies were quick. I look forward to being with ManyPets for years to come.
1

out of 5

POSTED: | BY: TrueBlue

Useless policy, false advertising

After much research, I chose ManyPets as the insurance provider for my two cats, happy to have found a policy that covers older cats. My older cat hadn't been to the vet in over a year as she hasn't had any issues. She doesn't travel well so I spared her the trauma of being in the car. When I recently noticed blood in her stool I was really worried that it would be a serious issue so I brought her to the vet. It turned out to be nothing thankfully so I submitted the small claim with confidence that it would be paid out. Boy was I wrong. Unlike the many reviews about a quick turnaround, I waited 11 days for a response. The email from ManyPets states that claims take 22 days currently. They denied the claim on the premise that it’s a preexisting condition because my vet stated she had the issue for about a month, therefore prior to the policy start. In reality, she had soft stool for a time that I guesstimated to a month, not blood in the stool which happened right before I brought her in. As any pet owner knows, cats can have soft stools over the years which resolve on their own and can be caused by many reasons, none of which constitutes a “condition.” Soft stool is not a diagnosis. ManyPets has added this “condition” to her chart therefore she can’t be covered for any kind of soft stool in the future unless she never has it again for the next 18 months. Again this is nearly impossible for a cat eating off-the-shelf cat food that can cause diarrhea due to poor quality control or formula changes. So basically any condition she may have in the future that ManyPets can construe as related to the soft stool won’t be covered. If you’re an honest person who provides your vet with details to help your pet, beware – anything you say can and will be used against you. And if your memory is poor, make sure you have a calendar on hand to prevent having your pet branded with a preexisting condition. I canceled my policy, which had just charged to my card today, only to find out that they won’t refund the charge because you have to wait a month. So I’ve paid for two months of coverage for a healthy cat with one minor event that will never be covered. Stay away from this company unless you have a young pet with zero health history, or are adept at insurance-speak. You’re better off saving for your pet via an interest-bearing account with no headaches. I gave one star for the courteous demeanor of the agent I spoke with today.

Monthly Cost

Varies by pet location, age, and breed

Coverage

Pet Accident and Illness coverage and offer a non-insurance wellness product.

Payout Limits

Unlimited limit less any applicable annual deductible and per claim co-pay.

Deductible

Deductible options vary by state and pet age. Common deductibles include $0, $100, $250, $500, and $750

Age Limits

Pet must be at least 8 weeks old or younger than 14 to purchase. No age cap on renewals.

Waiting Period

15 days for accidents and illness.

Exclusions

See Policy section 3
ManyPets is a licensed MGA that is underwritten by Accredited Surety and Casualty Company. ManyPets provides Accident and Illness Insurance for Pets.

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