1
out of 5
POSTED: | BY: KI
35% increase in 1st year, no claims :)
35% increase in 1st year :(
Read more on Trustpilot
4.6
out of 5
Number of reviews 2,351
ManyPets offers customizable pet health insurance for accidents and illnesses, with an optional wellness plan for routine and preventative care, for both dogs and cats. It is currently offered in 40 states with plans to expand to more. ManyPets is underwritten by Accredited Surety and Casualty Co.
5
out of 5
POSTED: | BY: Natalie
Easy to use website and quick to respond
Easy to use website and quick to respond
5
out of 5
POSTED: | BY: Rose R.
Easy to sign up
Easy to sign up. Best price comparison. Preexisting conditions are covered after 18 months without a relapse which is important.
5
out of 5
1
out of 5
POSTED: | BY: Justin Michael
Your deductible is higher than you agreed to
Your deductible is higher than you agree to
When I was switching insurance companies, manypets had decent reviews and the price was right. To my surprise, when I filed my first claim, they agreed to all charges, but I didn’t get any money back from them, even though I went over my deductible ($580 on a $500 deductible).
That’s because, unlike in any other insurance, many pets takes a reimbursement percentage BEFORE your deductible is applied. So instead of getting reimbursed for what I paid over my deductible, they claim I haven’t surpassed my deductible yet. By their math, I actually have to pay $625 on my $500 deductible before they start reimbursement.
This is an insurance scam.
Monthly Cost
Varies by pet location, age, and breed
Coverage
Pet Accident and Illness coverage and offer a non-insurance wellness product.
Payout Limits
Unlimited limit less any applicable annual deductible and per claim co-pay.
Deductible
Deductible options vary by state and pet age.
Common deductibles include $0, $100, $250, $500, and $750
Age Limits
Pet must be at least 8 weeks old or younger than 14 to purchase. No age cap on renewals.
Waiting Period
15 days for accidents and illness.
Exclusions
See Policy section 3
ManyPets is a licensed MGA that is underwritten by Accredited Surety and Casualty Company. ManyPets provides Accident and Illness Insurance for Pets.