ManyPets offers customizable pet health insurance for accidents and illnesses, with an optional wellness plan for routine and preventative care, for both dogs and cats. It is currently offered in 40 states with plans to expand to more. ManyPets is underwritten by Accredited Surety and Casualty Co.
Very upset with the increasing cost of insurance (my dogs have not had medical claims) , wellness plan increasing by 10 dollars , no multiple pet discounts, and having to show 18 month of exam records, even when i had two exams showing my dog had no prior health conditions during the policy . And my biggest complaint… the funky billing system! I got billed a small amount in may only to have a huge bill in june w/o notice. This was a renewal, not a new policy. My bill should have stayed the same every month
When I signed up, the qualifications of a pre-existing condition as stated in my application form, were symptom free for 30 days prior to the application, and nothing would be covered for the first 2 weeks after opening the account.
After submitting my claim they denied it because my cat had shown symptoms within the last 18 months. I had to pay my bill out of pocket, on the night I lost my cat. Then I get an email from them stating that they are sorry for my loss, but they are denying my coverage, but if my cat(now put to rest) doesn't show any symptoms for the next 18 months, i can sign him up for insurance coverage again. The money I spent for them to provide no service to me could have covered the vet bill itself.
This company is useless, don't bother signing up with them. I'm positive you can find a better pet insurance company to suit your needs