ManyPets offers customizable pet health insurance for accidents and illnesses, with an optional wellness plan for routine and preventative care, for both dogs and cats. It is currently offered in 40 states with plans to expand to more. ManyPets is underwritten by Accredited Surety and Casualty Co.
So far I have received okay service. I have not yet had to make an actual claim, which doesn't give me a frame of reference for my experience if that happens. Aside that, I appreciate having a plan that covers accidents/illnesses that are unpredictable, without charging an arm and a leg per pet. Still, with 3 pets on my policy who were recently ALL increased simply because we hit a year on the policy, that's a little annoying. Also, my policy was changed without my approval, to a $500 deductible covering 80%, instead of the better coverage I had prior, and I didn't appreciate having my coverage cut. I don't mind paying a fair price, but if annual increases are the norm it may be more cost efficient to go with an initially more expensive company that doesn't do that.
