5
out of 5
POSTED: | BY: Kristy Geary
Quick and efficient
Easy form to fill out and I was reimbursed the next day
4.9
out of 5
Number of reviews 805
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
POSTED: | BY: Anthony Bivins
Review
Lemonade has been fantastic. App is very user friendly while representatives are kind, courteous, direct, honest & helpful
Policy covers everything I can ask for & is affordable!
5
out of 5
POSTED: | BY: Michelle Miller
Fast claim handling and refunds, easy to do!
This is my first time having pet insurance and so far I really love Lemonade Insurance. The process was very easy to apply and every claim has been very fast and easy to do as well, with funds refunded immediately! The plan I got is reasonably priced considering all the preventive care I am covered for while my dog is a puppy. So far, I'm very happy with the service!
5
out of 5
POSTED: | BY: Ana M Rincon
Compasión
they are very compassionate and understand the sadness and insecurity that comes with having our baby sick, excellent service
5
out of 5
POSTED: | BY: Sam L
Great insurance, worth the money
I have had to submit a fair few claims so far in my puppies short life, and lemonade has always been prompt and efficient. They also clearly explain what they do and don’t cover, so I never have unreasonable expectations. Everything is fast and easy.
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet