Lemonade | Pet Insurance Review

4.9

out of 5

Number of reviews 805

Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning.  They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5

out of 5

POSTED: | BY: Shanna Cowman

Useful App, Easy Claims, & Informative

I gave Lemonade a shot because my bf heard about it on his podcast, I'd been looking for pet insurance and the task was daunting with so many different types and price points. This was my first dog so I didn't really know what to expect. Lemonade has made my life so much easier, easier than I thought insurance would be. The app is extremely easy to use when filing a claim. Every interaction I have had with the insurance agents filing my claims have been extremely helpful and they have all been very nice.
5

out of 5

POSTED: | BY: Grace Femino

Excellent

Excellent! Fast & easy! Jasper is one happy doggie!
5

out of 5

POSTED: | BY: Jay Durham

Awesome service, very easy to deal with

Great to deal with. Very fast refund with claims.
5

out of 5

POSTED: | BY: Crystal Noell

Great decision

So far I have only used the preventative care part for his vaccines and etc and it really was a help! I only pay 60 a month and I think it’s worth it for preventative date and emergencies. Filing the claim was extremely easy and quick with no hassle. Loving it so far
5

out of 5

POSTED: | BY: Randy Troyer

Lemonade is sweet

Lemonade makes everything easy from the get go. Sign up, claims, comparison to fee for service. Everything is easy. It’s worth the money.
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Monthly Cost

Policies start at $10/Month

Coverage

Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%, 80%, or 90% after the deductible.

Payout Limits

Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.

Deductible

$100, $250 or $500 annually.

Age Limits

Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage for pets as they age.

Waiting Period

All Lemonade pet policies have a series of waiting periods: -2 days for accidents -14 days for illnesses -6 months for cruciate ligament events There is no waiting period for preventative coverage.

Exclusions

Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade Pet Insurance detail
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything. They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets. They’re currently available in these states. Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet
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