5
out of 5
POSTED: | BY: Fran Pearlman
Easy to use and responsive
Easy to use once you are guided through the process of filing on phone and then via email; quick to respond
4.9
out of 5
Number of reviews 805
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
POSTED: | BY: Aaron Meyer
Lemonade is the best pet insurance
It is so easy to file a claim and our reimbursements are in our bank the same day. Lemonade makes the process of pet insurance so clear and user friendly. 10 out 10 would recommend!
5
out of 5
POSTED: | BY: Claudia Garza
Best choice for the pups
Using Lemonade pet insurance has been the easiest and best decision we could have made for the boys. We shopped around for a bit but ultimately decided on Lemonade because of the ease of their app and claim process. You can customize the package to fit exactly what you need for your pet and the price is affordable. All of the claims we've done so far have been processed within, I kid you not, a few seconds at most. Super easy app, super easy claim process.
5
out of 5
POSTED: | BY: Deb Dayhoff
Easiest pet claim ever!
Been a great experience so far with Lemonade. And placing a claim was so easy!
5
out of 5
POSTED: | BY: Aline Nunes
Friendly user
Very easy to open a claim. Got the money back in about 2h.
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet