5
out of 5
POSTED: | BY: Victoria Battison
Great and easy to use
East to sign up. Comfort of mind for our pup’s care. Quick easy reimbursement.
4.9
out of 5
Number of reviews 809
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
POSTED: | BY: k d
EASY PEASY!
honestly i ditched my first pet insurance because any time i submitted a claim- NOTHING WAS COVERED. they always found some reason or excuse and subsection of a rule for why (x) wasn’t covered or reimbursable. Lemonade makes it so easy to submit a claim with all of its documents and everything that said it would be covered (% of) in my plan WAS ACTUALLY REIMBURSABLE.
5
out of 5
POSTED: | BY: Marissa Shamansky
User Friendly, Great Customer Service!
I did unmeasurable amounts of research the first year of my pups life regarding pet insurance. I am so happy with my choice! After numerous emergency vet visits for a barely 1 year old I decided to bite the bullet and purchase a plan. Since then this plan has paid off 10 fold. The claims are approved within days and the funds send straight to your account within days. Knowing I can afford the vet no matter what gives me the peace of mind I can give my pup the care she deserves. If you’re thinking about it, just do it!
5
out of 5
POSTED: | BY: Taryn Abrams
Insurance made easy
Lemonade has good coverage and great customer service. They are quick to refund for claims submitted, and their representatives are all very nice to work with.
5
out of 5
POSTED: | BY: Fran Pearlman
Easy to use and responsive
Easy to use once you are guided through the process of filing on phone and then via email; quick to respond
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet