5
out of 5
VETERINARIAN: Potomac Animal Hospital
POSTED: | BY: Thomas Knapp
Cyst Surgery
Very quick and no hassle review and payment of claim. Highly recommend Lemonade.
4.9
out of 5
Number of reviews 809
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
VETERINARIAN: Community pet hospital
POSTED: | BY: Amber Montoya
Thank you
Thank you for helping out.
5
out of 5
POSTED: | BY: Shannon Walthall
Better than expected!
Honestly I wasn't sure what to expect when I got this coverage, but good thing I did. We ended up having to file a claim only a couple months after having the coverage. The process is quick, simple and claims are paid quickly directly into my bank account. We have Nationwide for our other dog and plan on switching him over to Lemonade.
5
out of 5
VETERINARIAN: Toms River Animal Hospital
POSTED: | BY: Nancy Barbetta
Excellent Service
Excellent and easy service working my claim online. Answered my questions in a timely manner. Highly recommended!👍🏻
5
out of 5
VETERINARIAN: Park Animal Hosp
POSTED: | BY: stan frgacic
Insurance you can count on...
Lemonade is an insurance company that cares and does the right thing! Every time I have a claim it is so easy to do!
Agents are always super helpful! Transactions are fast and easy too!
Thank you, Lemonade!
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet