5
out of 5
POSTED: | BY: luisa winog
easiest claim i ever filed
so quick and easy.
got my refund same day as appointment.
4.9
out of 5
Number of reviews 805
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
POSTED: | BY: Camille Zubizarreta
Super clear, fast, and easy
Lemonade has brought me such peace of mind with my puppy Samson. From his routine vaccines and check ups, to an injured toenail from playing too hard, to an upset tummy, I know Lemonade has my back and I don’t hesitate to get Samson the care he needs. It has been worth every penny.
5
out of 5
POSTED: | BY: Jane Hochreiter
If you puppy likes bees, take the insurance!
I was on the fence about pet insurance when we got our puppy. After all, he was healthy! I work for a pet rehab facility and we have several clients that spend thousands on treatment for back and leg injuries. After doing a lot of research, I chose Lemonade because if your pet doesn't use the insurance, they donate a portion of your premiums to charity! I also chose the wellness plan to cover rehab and healthy dog visits. Leroy ate a couple of yellow jackets at 16 weeks and we had to rush him to the vet. Filing a claim could not be easier! It's actually a fun process! I even felt a little bit guilty because they have paid more in claims than I have paid in premiums so far. I am thankful I ran across Lemonade and highly recommend them!
5
out of 5
POSTED: | BY: Daniel Knafo
Amazing
Don’t look anywhere else. This is the best pet insurance out there. Excellent customer service. Fast claim payments deposited into your bank account. Lemonade is AMAZING!
5
out of 5
POSTED: | BY: Karen Anderson
Super Easy to Work With
Lemonade has been outstanding. I bought insurance when I got my pup at 8 weeks. She's since been for her regular well-pet check and shots which Lemonade paid out on within 2 days. A few weeks ago she got sick and again, Lemonade approved my claim and I had my reimbursement within a couple of days. For the money, this insurance is excellent!
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet