Lemonade | Pet Insurance Review

4.9

out of 5

Number of reviews 805

Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning.  They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5

out of 5

POSTED: | BY: Janyse Madsen

Quickest & Easiest Claim Process

Recently acquired two German Shepherd puppies at 7 weeks old. As anyone can tell you, the first year's veterinary costs add up quickly! Multiple office visits for the plethora of vaccinations and check-ups required for a healthy puppy, can leave you light in the wallet. With Lemonade, I recuperated most of my out-of-pocket expenses quickly and easily! By simply using my cell phone, I could complete my claims, take photos of my invoices and submit them, The best part is seeing my reimbursements deposited within minutes of submission.
5

out of 5

POSTED: | BY: Tammy Ramirez

Love this pet insurance

Love this pet insurance love how the people are here An how fast an courtesy this company is 😀
4

out of 5

POSTED: | BY: Dawn Spohn

Vaccinations for puppies should not max out at 3 fir reimbursement. Puppies require multiple boosters and are not covered

The company should reconsider their policy on puppy vaccinations abs should also cover spay and neuter.
5

out of 5

POSTED: | BY: Nancy Espinosa

You are the best!

It's a very good Pet Insurance Company. I would recommend it to anyone!
5

out of 5

POSTED: | BY: Amanda Richardson

Very quick response time

I have Lemonade pet insurance for my dog and my cat. It is very affordable and they offer a few different policies. When submitting my claims the response time was very fast and customer service was a pleasure to work with.
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Monthly Cost

Policies start at $10/Month

Coverage

Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%, 80%, or 90% after the deductible.

Payout Limits

Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.

Deductible

$100, $250 or $500 annually.

Age Limits

Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage for pets as they age.

Waiting Period

All Lemonade pet policies have a series of waiting periods: -2 days for accidents -14 days for illnesses -6 months for cruciate ligament events There is no waiting period for preventative coverage.

Exclusions

Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade Pet Insurance detail
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything. They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets. They’re currently available in these states. Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet
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