5
out of 5
POSTED: | BY: Julia Chen
Easy to reach and efficient
So far I am quite satisfied with Lemonade. The reimbursement came within a week after I claimed it :)
4.9
out of 5
Number of reviews 805
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
POSTED: | BY: Daniel Garcia
Superior service and personable personnel.
Amazing pet insurance company. Very supportive, responsive and transparent. I opened another policy for my second puppy as I really like this company. Already recommended Lemonade to a couple people.
5
out of 5
POSTED: | BY: Dona Couzens
The Best Pet Insurance
Lemonade is staffed by friendly, helpful people, and I am thrilled with their responsiveness and speedy payment of claims. I also was so happy to be able to tailor my plan to my needs. I recommend Lemonade to anyone who is looking for a quality pet insurance.
5
out of 5
POSTED: | BY: L Salcedo
So easy and straightforward
Very fast and easy to file. Great coverage at a reasonable price.
5
out of 5
POSTED: | BY: Christopher Butler
Very good
They took care of my claim and paid me back
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet