Lemonade | Pet Insurance Review

4.9

out of 5

Number of reviews 805

Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning.  They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5

out of 5

POSTED: | BY: Elizabeth Weiner

Easy and conveient

Signed up for pup insurance because I found out quickly how expensive an emergency can be with my other doggo :( Filed first claim for regular check up and it was a breeze! Filed in under 5 minutes from my phone, money was transferred to me the next day. So far so good, fingers crossed I do not need to use it for emergencies but I feel better knowing I have it in case.
5

out of 5

POSTED: | BY: ANdrew Godfrey

Couldn't have been a better pet insurance experience!

Lemonade made the pet insurance experience simple, fast, and straight forward. Filing a claim for a valid expense couldn't have been easier. Would highly recommend insuring through this company!
5

out of 5

POSTED: | BY: Brandar Jordan

Quick and easy insurance experience.

Great company! looked at a bunch of pet insurance plans. They were priced well and had policy language that was favorable. .
4

out of 5

POSTED: | BY: Gregory Wertman

Great product, just one issue

Getting detailed notes from the Vet can be a hassle and they tend to not be very proactive or follow through. You would think the invoice would be enough with the diagnosis there.
5

out of 5

POSTED: | BY: Patricia Marricco

Great Customer Service

I was happy with the great feedback and customer service. They answered all my questions and were helpful.
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Monthly Cost

Policies start at $10/Month

Coverage

Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%, 80%, or 90% after the deductible.

Payout Limits

Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.

Deductible

$100, $250 or $500 annually.

Age Limits

Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage for pets as they age.

Waiting Period

All Lemonade pet policies have a series of waiting periods: -2 days for accidents -14 days for illnesses -6 months for cruciate ligament events There is no waiting period for preventative coverage.

Exclusions

Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade Pet Insurance detail
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything. They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets. They’re currently available in these states. Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet
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