Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: R. Griffiths

Peace of mind

Quickly takes care of claims, follows up and cares about your pets.
5

out of 5

POSTED: | BY: Jennifer Garcia

Though they don't cover exams when you have an unexpected health issue--this insurance delivers!

Both pets have been on this insurance for years. Recently my dog has been diagnosed with cell abnormalities and started feeling sick. The insurance covered a very fair share of the work he needed to get better. Having helpful insurance was a huge stress relief so I could focus on getting him to the doctors he needed.
1

out of 5

POSTED: | BY: Erica Marino

Please do not be tricked by this…

Please do not be tricked by this company for bringing you into their company at a reasonable rate, for them to have raised it each year between 15-20% and now in my dog's 6th year with them they raised it 40% over $300 in one year! When I asked why this was happening when my dog barely uses this insurance they stated it is in response to the rest of the dogs in the state of NH and their increased needs. The price isn't even determined on MY dog's health background, it's based on the entire state? I'm extremely disappointed in this company and WOULD NOT recommend, especially where my dog now has a "re-existing condition" of allergies, so if we left Healthy Paws she would not be covered elsewhere, so we are stuck with this awful company.
5

out of 5

POSTED: | BY: Jillian

The company is truly wonderful

The company is truly wonderful. They process the claims so quickly, their website is really easy to navigate, and I really feel like they care about our pets. So blessed to have my little doggie covered by them. Forever grateful and will always recommend them to anyone who needs pet insurance. They're really the best.
5

out of 5

POSTED: | BY: jillian skinner

Wonderful company

I'm so thankful to have my little doggie's insurance through Healthy Paws. Soon after getting her covered she had to spend 3 nights in the hospital due to developing an allergy to her heartworm medicine. The bill was quite expensive, but Healthy Paws processed the many claims quickly. Now my little rescue doggie is sick again with a chronic illness. I just can't believe it. :-( Being absolutely heartbroken, Healthy Paws has also quickly paid the claims again which, although still devastated, I don't have to be quite so stressed out. Forever grateful to this company. Truly blessed and thankful.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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