Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: apmazurka

Best Pet Insurance There Is!

We recently had a very stressful experience where our dog had to be rushed to surgery for internal bleeding from a cancerous tumor. Without our Helathy Paws insurance, we would not have been able to afford this surgery to help remove this tumor and prolong our dogs life. Healthy Paws reviewed our case and issued 80% of our fees within 10 business days of our submitting the invoice. They also sent follow-up emails to see how our dog was doing. They truly are the best insurance out there!
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5

out of 5

VETERINARIAN: Simi Valley Animal Hospital

POSTED: | BY: Bill Hogue

Healthy Paws is Awesome!

I have had golden retrievers since 1985. I never pursued getting insurance because in general they were usually pretty healthy until their later years. But for my latest goldens I decided to try it out while my they were still young and I went with Healthy Paws. One of my girls has had multiple flareups of pancreatitis and having this insurance to help out with that has been great! The claim procedures at Healthy Paws really couldn’t be easier; just scan a copy of your vet invoice and medical records and click submit. And, one last thing: it means a lot to me when they send me a personal email asking how my dog is doing!
5

out of 5

POSTED: | BY: Stacey CW

Healthy Paws has been a lifesaver

Healthy Paws has been a lifesaver. We recused our 6 year old dog at 10 weeks old. He was a strong healthy pup. Unfortunately, over the last few years he has experienced some medical problems that have been costly to treat. Having pet insurance, it was never a worry for us and our pocket book. The app is easy to use, and I’ve always been reimbursed in a timely manner. .
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5

out of 5

POSTED: | BY: A. West

Emergency Spinal Surgery

On New Year's Day, my 2/12 year old chiweenie woke up, unable to use his hind legs. It turned out he herniated a disc and needed emergency spinal surgery. Three days after the surgery I submitted my invoice and within a week, they had reimbursed me at 80%, which allowed me to pay the credit card off immediately and made it so I don't have to cancel my upcoming wedding in order to pay for the surgery. I highly recommend Healthy Paws for anyone looking to insure their pet. Their claims and reimbursement process are seamless, easy, and stress free, which was incredible, considering the stress I was experiencing at home with my recovering dog.
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5

out of 5

POSTED: | BY: Alison West

Emergency Spinal Surgery

On New Year's Day, my 2/12 year old chiweenie woke up, unable to use his hind legs. It turned out he herniated a disc and needed emergency spinal surgery. Three days after the surgery I submitted my invoice and within a week, they had reimbursed me at 80%, which allowed me to pay the credit card off immediately and made it so I don't have to cancel my upcoming wedding in order to pay for the surgery. I highly recommend Healthy Paws for anyone looking to insure their pet. Their claims and reimbursement process are seamless, easy, and stress free, which was incredible, considering the stress I was experiencing at home with my recovering dog.
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Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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