Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,217

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kim C. & Bamm Bamm

Great Pet Insurance

Although pet insurance can be quite expensive when your dog hits the age of 12, I have had nothing but a positive positive experience with Healthy Paws. I have never once had to fight them on a claim, they are fast with reimbursement and processing, and I have been with them almost 11 years. I appreciate this company and the ease at which they make the entire experience so that I can focus on my dog and her health. I do not often write reviews but I would definitely recommend this company for anyone looking for pet insurance.
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5

out of 5

POSTED: | BY: Don Go

An Honest Pet Insurance company

Healthy Paws paid not only for our dog's first surgery, but also the second! Wonderful to have an insurance company that doesn't just cancel you after a claim. I full heartedly recommend Healthy Paws pet insurance for those that are considering pet insurance.
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5

out of 5

POSTED: | BY: Jennifer S.

If only human health insurance operated this well

I have been with Healthy Paws for 7+ years, and any time I have filed a claim, it has been handled efficiently and accurately. I just files two claims about 2 weeks apart, one large one for an emergency surgery. In both cases I received my EOB in 2 days after submitting the claim and the reimbursement in 1 week after filing. I wish human health insurance operated as well. It really was a weight off my mind during a stressful situation with my pet.
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5

out of 5

VETERINARIAN: Dr. Pike

POSTED: | BY: Don Gomsi

Honest Pet Insurance

We started with Healthy Paws pet insurance when out dog was a puppy thinking it would be good for the future. The company paid some small claims for minor injuries over the past few years. But this year she had two surgeries. There was a tumor in her sinus they thought was cancer. Turns out it is benign and they removed it. I thought the insurance would be cancelled after they paid for the first operation, but they did not. They they paid for the second! Wonderful. So nice to have a company stand by their insurance policies. I recommend them to everyone!!!
5

out of 5

POSTED: | BY: Jennifer Sand

If only human health insurance worked this well

I have been with Healthy Paws for 7+ years, and any time I have filed a claim, it has been handled efficiently and accurately. I just files two claims about 2 weeks apart, one large one for an emergency surgery. In both cases I received my EOB in 2 days after submitting the claim and the reimbursement in 1 week after filing. I wish human health insurance operated as well. It really was a weight off my mind during a stressful situation with my pet.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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