Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,217

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Brooke A

I Recommend this Pet Insurance.

I Recommend this Pet Insurance. I obtained a Healthy Paws insurance policy when I got my dog at 12 weeks old. She has spent the majority of her life in great health, however, two years ago she was diagnosed with a heart murmur. Healthy Paws has paid all claims (after the $250 yearly deductible was satisfied) in a timely fashion. When she was first diagnosed and I started filing claims, the turnaround time for processing payment was within a week to ten days. Now it is within two days. I've been very happy with this company and hope to continue a happy relationship with it. A few things to know are that smaller dogs have lower premiums than bigger dogs, the premiums go up over time, and there is the $250.00 yearly deductible which must be satisfied before the 80% reimbursement occurs. I started 12 years ago with a monthly premium of $35.00 for my Boston Terrier mix and now the premium is $113.00. In addition, and the company was pretty clear when I obtained the policy, pre-existing conditions are not covered. None of this was overly surprising to me but I wanted to make a full disclosure to anyone who is looking for a few extra details before they buy. It's definitely beneficial to get the policy for a young, healthy puppy and keep it as they age.
5

out of 5

VETERINARIAN: Dr. Jared Corin

POSTED: | BY: Sasha Kerti

Healthy Paws a Special Thank you!

Healthy Paws has once again came to my rescue. I have a little yorkie who turns one year on July 24th. She needed surgery and Healthy Paws provided the coverage. I cannot express my gratitude and the compassion that I received from the Healthy Paws staff. Thank you with all my heart. Judy
5

out of 5

POSTED: | BY: Clayton Fermino

Pet saver services! Definitely recommend!

Since I adopted my rescue 8 years ago, I use HealthyPaws services and I could not be more happy them. My dog had surgery in both legs, and unfortunately is battling lymphoma cancer for more than 1-year. The only reason she is still with us, is because of Pet Insurance, otherwise we would not have the funds to keep her chemotherapy treatment for so long. The HealthyPaws reimbursement process is simple and straightforward, their customer service is great and I definitely recommend them for anyone looking for pet insurance.
5

out of 5

POSTED: | BY: Irene Feliciano

Best pet insurance company

Customer service is excellent and claims are processed in record time. I have been a customer for years and have tried other insurance companies. I trust that I am covered when I need them the most. They even emailed me to see how my pet was doing.
1

out of 5

POSTED: | BY: KR

They are delaying my payments

I’ve paid premiums for 14 years. They have an issue with two invoices that I can’t get corrected by the health provider yet because they are on vacation. So every claim after that is backed up and they will not budge and settle them. My dog died and I’d like to cancel the policy but feel I need to wait so I have access to their system until this is settled. I’ve been told they will settle those claims by one representative then again that they cannot yet by another a couple of times. Each time they “correct” it they give themselves 10 more days to do so. I’m grieving on top of all.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review