Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,217

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Elizabeth Upton

Way too expensive!!!! No necessary items covered!!!

Answer to your “copy & paste response you send out to everyone: Let’s stick to the truth!! No, your prices are nit the best you can do. best. You know the prices are ridiculous. No your redeemable expenses are a fraction of what they should be. Stating you use each states “standards” for redeeming cost is an insult to every pet owner & their pet. You’re a business & you’re in this line to make as much money as you can. Way too expensive. This plan doesn’t even cover basics like vet office exam fees or neutering. Deductible is also ridiculous. Even if there was a pet surgery, this plan isn’t worth it since it only covers a low % of what they deem acceptable costs. REALLY?!? AGAIN. RIDICULOUS! I’d rather just set aside $50 a month in a savings account & then pay for my pets visits.
5

out of 5

POSTED: | BY: dina macdonald

Easy and money saving!

3rd time using my pet insurance and each time has been so easy and convenient
5

out of 5

POSTED: | BY: Danielle Burrows

Healthy Paws pet insurance – so glad we got it!

We're so glad we elected for pet insurance through Healthy Paws a few years back. Claims are easy to submit, customer service has been wonderful, and checks for the four or five reimbursements we've received to date have arrived within a week of submitting the claim. Above all, we've saved immensely. Our dog had to have unexpected knee surgery last month that cost several thousand dollars; our Healthy Paws policy, as promised, covered eighty percent. Monthly premiums increase as our dog ages, of course, but so far, the peace of mind and savings have been well worth the monthly investment.
5

out of 5

POSTED: | BY: Kelly Robinson

Quality Of Life

Healthy Paws Pet insurance has been amazing and beyond helpful with my dogs cataract surgery. They make it easy to submit claims and care about your pets also. They emailed to check on my dog Melita & personal wish her well. Within a weeks time we had our money ready to put back in our account. We are so grateful for Healthy Paws :) Kelly Robinson
5

out of 5

POSTED: | BY: Shereif F.

Healthy Paws is the BEST

Healthy Paws is hands down the best per insurance carrier around. They honor their 90% coverage diligently and with no haggling or attempts to deny claims. We have been using them for our two dogs for the majority of their lives (13 and 11) and HP has been there honoring their coverage for every medical issues large and small. I cannot recommend them enough

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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