Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

VETERINARIAN: Metropolitan Veterinary Associates, Dr Hutton

POSTED: | BY: Michael Kushner

Hunter's Claim

Our 5-year-old English Springer Spinger Spaniel, Hunter, developed a cough and severe nasal discharge in August of 2023. Our Vet prescribed medication for the condition, but nothing helped. Our Vet recommended that we take Hunter to have a rhinoscopy. I took Hunter to Metropolitan Veterinary Associates in Norristown Pennsylvania. Everyone there was wonderful. It was a very expensive procedure, but my wife and I would have spent the money even if we didn't have pet insurance. The procedure went well, and we were given a diagnosis of chronic rhinitis. I submitted our claim to Healthy Paws, and they covered 80%. I had the payment in three days. We use Healthy Paws Pet Insurance for all three of our English Springer Spaniels. I would highly recommend them. Thank You Healthy Paws.
5

out of 5

POSTED: | BY: Allison Ibsen

Incredibly Happy with Healthy Paws

Our sweet tripod Moe has had two tplo surgerys, a cancer/tumor removal, and teeth extractions over the 5 years we've had him. Healthy Paws has always provided timely and effective support. We are grateful that we choose to get our pet insurance through them, and we will use them again for any of our furry family members in the future.
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5

out of 5

POSTED: | BY: Hitomi Abiko

Saved my dog, thank you

I'm glad my friend convinced me to get this insurance, because my sheltie (8 y/o) developed a gallbladder mucocele and needed surgery to get it removed. When they removed it, it looked on verge of rupture, which could've killed him. Healthy Paws had always been consistent and quick to reimburse us for covered visits, so I didn't feel the financial pressure taking on a $7-9k surgery (he had complications during it so it turned into $11k). I got back about $9k with my 80% reimbursement plan. Totally worth it. Best of all, my dog is feeling much better!
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5

out of 5

POSTED: | BY: Ken D

Our dog needed critical surgery and…

Our dog needed critical surgery and healthy paws covered over $8,000 in bills - plus they were quick to review the case and we had the money in just a few days. It made a tough time a little bit easier. Thanks healthy paws!
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5

out of 5

POSTED: | BY: Malissa Davis-Hood

Healthy Paws incredible service!

I wanted to leave a review because this is truly the best pet insurance company I have ever had. They not only are personable, but reliable and caring, you are not another number. If you are looking for an insurance that you can count on for timely, responses and caring individuals behind the scenes, this is it. I would recommend Healthy Paws to all my friends and family members over any other out there. My dog recently had TPLO surgery and I submitted the claim, within 24 hours I was surprised and grateful to see the automatic payment in my account. Not only that, but they followed up to see how my girl was doing after her surgery. Thank you to all the people at Healthy Paws you have been truly awesome!
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Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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