Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer Soule

Thank you!

I can’t thank you enough for processing our claim so quickly. Ranger had to have an ACL done and 1 week after the surgery our claim was approved and we were reimbursed. They even sent an email to check on him. That’s what I call a caring pet insurance with excellent customer service! Thank you again.
5

out of 5

VETERINARIAN: Carmel Mountain Ranch Veterinary Hospital

POSTED: | BY: Nancy Benbow

The Best!

I have been with Healthy Paws since 2017. I actually have 2 dogs. The other is a micro doodle. This insurance is amazing! My Ridgeback developed a disorder, which has led her to be on 2 medications. Without fail, every time I submit the claim, I am reimbursed within 2 days. She also had a dental cleaning, where they found a cracked tooth, which needed to be extracted, and they paid 100% of the $1400 bill. I am so pleased with this insurance.
5

out of 5

POSTED: | BY: Susan B

First time user

Healthy paws was always professional, Courteous, available to chat and very helpful. Refund was posted the day after my claim. Highly recommend their service.
5

out of 5

POSTED: | BY: Steven Duncan

Healthy Paws is the BEST pet insurance!

Healthy Paws is the BEST pet insurance! We have had our little rescue dog insured through Healthy Paws going on 10 years. Dudley is far from being a pet, but a part of our family in which we provide him the best food, love and medical care. Just like you have medical insurance for anyone in your family to be able to provide health care we feel it is just as important to provide it for Dudley. I was recommended by a good friend when we first got Dudley to go with Healthy Paws and we are so glad we did. Poor Dudley has gone through some tough times. Not to long after we got Dudley he had to go though surgery to repair his right Patella, about the same time I under went surgery for Thyroid cancer. The following year my Thyroid cancer came back again and as well he had to undergo another surgery for his Patella on his left leg. Following that things we good for a number of years until he was diagnosed with having an enlarged Liver and elevated Kidney levels. This required ultra sounds and being on medication. Through the excellent medical care we were able to stabilize him and he has been living a very happy healthy life. Fast forward again a number of years and now we are again at a rough time in Dudley's life as he has heart problems that has progressively gotten worse. We have Vet visits with a Cardiologist for Dudley about every 3 months and on additional medications. Even though he is now dealing with the heart issues he again is happy and healthy for what he can be in his condition. Through all this we have been able to get the very best care for Dudley. Having this insurance has allowed us to go see Specialist such as his Internal Medicne Doctor as well Cardiologist who both work together to make sure we are doing the very best for Dudley. If we did not have the insurance I would not be able to provide the kind of care my wife and I are doing for Dudley and see the very best Vets. I just had a visit yesterday at the Cardiologist and like my other visits I submitted the copy of the receipt on line yesterday and less than 24 hours latter it was approved. If you want the best insurance you can get for your loved friend get Healthy Paws.
1

out of 5

POSTED: | BY: Вячеслав V-v

Absolutely disappointed with Healthy…

Absolutely disappointed with Healthy Paws pet insurance! I purchased their policy with high hopes of ensuring the health and well-being of my beloved dog, but was left with a feeling of complete betrayal. My poor dog had broken teeth which required expensive dental work. Imagine my shock when I discovered that Healthy Paws not only refused to cover the costs, but also did not provide any refunds! Their advertisements boast full coverage of unexpected accidents and illnesses, but when it came to actual medical necessity, they easily found a loophole to refute my claim. Paying your insurance premiums in good faith only to be disappointed when it really matters is just disappointing. I strongly advise anyone considering pet insurance to look elsewhere. Healthy Paws may claim to have your pet's best interests at heart, but their actions speak louder than words. Save yourself the headache and find a company that actually delivers on its promises. And also, to my great regret, I began to read reviews about this company only when I was faced with this situation; if I had read the reviews before taking out an insurance policy for my dog, I would never have bought a policy from this company. Stay away from this company.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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