Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,057

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

VETERINARIAN: Veterinary Specialty Hospital - North County

POSTED: | BY: Remedios Martin

Ollie’s Cancer Hemangiosarcoma

I was devastated when my fur baby, Ollie, was diagnosed with a very aggressive form of cancer called hemangiosarcoma. I know I will do everything I can to help him live longer, even though his diagnosis has a poor prognosis. Healthy Paws has kept my hopes afloat and is always there to provide financial assistance for my baby’s surgery, chemotherapy, medications, and numerous vet visits. Without Healthy Paws, I could never have managed the financial responsibilities involved. Submitting bills via email is easy; they respond quickly and send the checks in just a few days. I can’t thank Healthy Paws enough for their excellent service to my two fur babies when they needed help. I have told all my friends and coworkers to get Healthy Paws as their pet's insurance. Thank you so very much!
5

out of 5

POSTED: | BY: Karen Basting

Healthy Paws is amazing!

I got healthy paws insurance when I adopted my dog five years ago, he has had two major things happen over those years, including swallowing something that poisoned him and required hospitalization and a blood transfusion. They provide very fast reimbursement payment for everything that they cover (our policy they pretty much cover everything except for an office visit fee). Their app is so easy to use for uploading invoices and documentation. Their customer service is excellent, they follow up to ask how your dog is doing. Highly recommend.
5

out of 5

POSTED: | BY: Kris

Amazing Pet Insurance

I have had Healthy Paws Insurance for almost 15 years on 3 dogs. Prior to that I had two different dog insurance companies that I insured my animals with, but something was missing so I decided to research which pet insurance companies are the best overall and everything pointed to Healthy Paws. I am grateful that I found this company to give me peace of mind if something ever happens to one of our precious family members. In 2015 I was told I needed to see a cancer specialist for my German Shep Bruno because it was diagnosed with Vessel Cancer. After seeing the specialist, I was told that the costs to try and cure the cancer would be over $11K. I knew I had Healthy Paws on my side, and I did! My dog made it through all the Chemo appointments (10) and survived another 6.5 years with us. My entire cost for the treatments was about $2K. I thought for sure the insurance company would cancel Bruno, but they never did. When I called Healthy Paws to let them know that we had to put Bruno down at home they sent a wonderful card, and the agent suggested I submit for a possible reimbursement to have the doctor come to the home which cost about $550. To my surprise Healthy Paws reimbursed me a portion of the cost. Recently after this past Christmas we noticed our dog Pandora (Terrier mix) neck started to swell and it was getting bigger, so we rushed her to our vet who stated this was out of their league and suggested we go to an emergency clinic upon arrival she was admitted, and surgery performed to remove the welt and submit for a biopsy. The results were inconclusive with 4 doctors calling it a mystery. After surgery she developed a heart murmur and pneumonia. We had to go back multiple times, and the costs were adding up to around $9K. I submitted the claims, and they were reviewed and reimbursed within 2-3 days. We have a month to go on medication for Pandora and hope that she heals from whatever these welts are that are popping up on her body. If not, it is onto a CT scan which can cost a lot of money. I don't have to worry because I have Healthy Paws in my corner and supporting my animals 100%. If you are considering pet insurance you will not be disappointed joining the Healthy Paws Family!!!
5

out of 5

POSTED: | BY: Judith Arnett

Reliable and easy

Healthy Paws came through at the start of a holiday week when my 4 year old corgi needed emergency surgery for a small bowel obstruction. They quickly approved and paid the claim for the original Emergency Vet and transfer to the University of Pennsylvania School of Veterinary Medicine for the surgery and 4 day stay in the ICU after he developed aspiration pneumonia. The overall bill was $12,286.97. Healthy Paws checked on my dog after the surgery and have been great. I would not hesitate to recommend them.
5

out of 5

POSTED: | BY: Citron Ei

Easy, fast and reliable

They have been timely, easy to use, and transparent. They've reimbursed everything their policy states they will. I've been very happy with them.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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