Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,054

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

VETERINARIAN: Kentmere Veterinary Hospital

POSTED: | BY: Rob Skomorucha

Healthy Paws Pet Insurance: Trusted, Reliable, and Life-Saving Coverage for Your Furry Family Members

I wholeheartedly recommend Healthy Paws Pet Insurance for anyone seeking exceptional coverage and peace of mind for their beloved pets. My wife and I experienced their outstanding service firsthand when our eight-year-old English Springer Spaniel faced a life-threatening medical emergency. He was rushed to the animal hospital and diagnosed with diabetic ketoacidosis. Thanks to the swift action of the veterinary team, his life was saved, but the care required to nurse him back to health came with significant costs. Thankfully, Healthy Paws Pet Insurance was there for us every step of the way. They covered a substantial portion of the expenses, alleviating the financial stress during an already difficult time. The claims process was incredibly easy—completely online, intuitive, and efficient. The reimbursement was processed quickly and deposited directly into our account without any hassle. As a lifelong advocate for pet health insurance, I can confidently say Healthy Paws goes above and beyond to support pet families. Their service is reliable, their coverage is comprehensive, and their commitment to customer care is evident in every interaction. For anyone considering pet insurance, I highly recommend Healthy Paws as a trustworthy partner in ensuring the health and happiness of your furry family members.
5

out of 5

POSTED: | BY: Corinne

Healthy Paws for the Win

We have had Healthy Paws for our dog since we adopted him from the humane society when he was just a puppy. We decided to get insurance for him after the amount of money we spent on our first two adopted dogs toward the end of their lives. We figured one catastrophic event is all it would take to make it worth our while. We were correct! The first few years of his life we did not even meet the deductible - which was fine, that meant we had a healthy boy on our hands. Recently Lemmy (our dog) developed a limp that would not go away. We discovered he had a torn cruciate ligament in his knee. I did not do any calling ahead of time to make sure it was covered - which had me nervous. No need to be - Healthy Paws covered 80% of the surgery (minus our deductible) and all costs associated with it - except the exam - which is the plan we are signed up for. The premium has risen slightly every year with age, but that is to be expected. We love Healthy Paws!
5

out of 5

POSTED: | BY: May

Our dog dislocated her hip

Our dog dislocated her hip recently. Her vet visits and bills are numerous. Luckily Healthy paws was quick to respond to our claims and send our reimbursements. I’m so grateful we kept this insurance since she was a puppy because accidents happen no matter how cautious we are.
5

out of 5

VETERINARIAN: Athens Animal Hospital

POSTED: | BY: Corinne Otis

Healthy Paws For the Win!

We have had Healthy Paws for our dog since we adopted him from the humane society when he was just a puppy. We decided to get insurance for him after the amount of money we spent on our first two adopted dogs toward the end of their lives. We figured one catastrophic event is all it would take to make it worth our while. We were correct! The first few years of his life we did not even meet the deductible - which was fine, that meant we had a healthy boy on our hands. Recently Lemmy (our dog) developed a limp that would not go away. We discovered he had a torn cruciate ligament in his knee. I did not do any calling ahead of time to make sure it was covered - which had me nervous. No need to be - Healthy Paws covered 80% of the surgery (minus our deductible) and all costs associated with it - except the exam - which is the plan we are signed up for. The premium has risen slightly every year with age, but that is to be expected. We love Healthy Paws!
5

out of 5

POSTED: | BY: May Chab

Fast claim reimbursement

Our dog recently dislocated her hip and the vet visits were numerous and expensive. Healthy paws was quick to complete the claims and send us our reimbursements.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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