Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

VETERINARIAN: CARE | Charlotte Animal Referral & Emergency

POSTED: | BY: Timothy Bost

Absolutely The Best Pet Health Insurance

When I began my search eleven years ago for pet health insurance I did considerable research for what I thought would be the best insurance for the best value. I chose Healthy Paws and have never regretted my decision. I have used Healthy Paws several times over the years and have never been disappointed. Simply put, they do what they say they will do and they do it very promptly. About three weeks ago, my precious eleven year old Shih Tzu had an emergency gastrointestinal bleed. She was admitted to CARE Animal Hospital in Charlotte, NC where she spent five days. CARE’s treatment was exceptional and my little Spicey is on her way to a full recovery. My hospital bill for her was almost $5;000. I submitted my claim by cellphone using the Healthy Paws app. It was simple and easy. To my amazement, my 90% reimbursement was posted into my checking account within 36 hours. They also sent me a very nice email asking me about her recovery and reassured me that they would be there for any additional assistance. There simply isn’t a better pet insurance company than Healthy Paws!
5

out of 5

POSTED: | BY: Mehrnoosh Sameki

Love HealthyPaws

I cannot recommend Healthy Paws Insurance enough! Based on my personal experience, they are hands down the best pet insurance out there. What really stands out is how fast they process claims – often accepting them in less than 2 days! This level of efficiency is a huge relief, especially when you're dealing with the stress of pet emergencies. Their coverage is absolutely top-notch. With my 90% coverage plan, I've saved so much on vet bills, especially after multiple ER incidents with my dog. Pet care can get incredibly expensive, but Healthy Paws has made it so much more manageable. The peace of mind I get knowing that I’m covered when unexpected things happen is priceless. I highly recommend that anyone who gets a pet should get Healthy Paws Insurance right away. It’s honestly a game-changer for your furry friend's health and your wallet. If you're looking for reliable, fast, and comprehensive pet insurance, look no further – Healthy Paws is simply the best!
5

out of 5

VETERINARIAN: Clare Eddy Thaw Animal Hospital

POSTED: | BY: Mitchell Clasen

Awesome Company

I’ll keep it short. Enrolled my boy at five months old, he’s now almost 7. In his short life he’s had two ER visits and a lifetime of asthma, requiring not-cheap meds. Healthy Paws has completely lived up to their promises. Of the $3300 I’ve put into ER visits I’ve gotten my covered 90% back without questions, and my boy’s asthma meds, which these days cost me $175 every two months, are 90% reimbursed after my deductible, again, no questions asked. The best part - I’ve not had a single claim take more than 24 hours to be approved and I get my direct deposited reimbursement the next day. After 6 years I’m so far ahead they’ll be in effect paying my premiums for another few years before they will sniff making a profit from me. Bad for them, good for me. I can’t describe how not worrying about the cost of vet visits for illness or injury is much less stressful knowing I’ve got these guys behind me. Having an unhappy critter is bad enough. These guys take the financial stress completely away.
5

out of 5

POSTED: | BY: Customer

Saved my sweet pup's life!!

I cannot adequately express how much I love Healthy Paws. My little girl has been to hell and back. TPLO. Bloat. Spinal surgery that otherwise would have left her paralyzed. Recurring monthly shots for arthritis. Tumor removal, underwater treadmill physical therapy, and a million other things, and just today a spiral fracture in her femur. Healthy Paws has paid out over $25,000, and the reimbursements always turn around in a few days. Plus the peace of mind of knowing that I'll never have to consider the cost of service if she needs it? Even for $6,000 MRIs? Priceless. I have never been so happy to pay a monthly premium. I have heard from others about their pet insurance being awful, and I always recommend Healthy Paws! I have the plan with a low deductible that covers 90% of eligible costs. It's one of the best decisions I've ever made!
5

out of 5

POSTED: | BY: Soumya Rajan

Definitely recommend HealthyPaws to all pet parents.

I have used Healthy paws as a pet insurance provider for my multiple dogs over the past 5 years. They are efficient and yet take the time to reach out and check in with me if my pets have had a serious visit to the vet. I appreciate their thoughtfulness and will definitely recommend them as an insurance provider . I also really enjoy how easy it is to file a claim with them and their quick turnaround.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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