Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan NinjaDawg

We have had healthy paws insurance for…

We have had healthy paws insurance for 25 years of dogs (cats before that) -- that's 6 dogs (sometimes we had 2) -- who had 4 bouts of cancer, epilepsy, poisonous spider bites, 2 dogs had to have double TPLO's. Healthy Paws has been, and will be, our coverage choice. Folks you need to read the policy and decide if this coverage is right for you or not. They cover: "With a Healthy Paws plan, you can be reimbursed up to 90% of your vet bills for these unexpected incidents. Coverage includes emergencies, hereditary or congenital conditions , cancer, and chronic conditions. Healthy Paws offers one simple plan that provides you and your pet with no caps on claim payouts." As the policy holder YOU get to choose the level of coverage you want, and YOUR deductible. True, they don't cover the vet exam nor wellness visits. Some insurance does, but you as the consumer make that choice. Pick a policy that covers wellness, if you like. As far as I know this is the only coverage that has NO annual or life time cap. To me this is what insurance is for -- the catastrophes that you can't, and didn't, plan for. This has worked for us. The wellness kinds of visit are part of owning a pet and need to be factored in when you consider if having a pet, which includes vaccines, food, wellness, etc. You can choose to modify the cost of coverage by adjusting your % coverage and your deductible. There are other plans out there that are more "wellness" oriented. There are cheaper policies out there who have annual and/or life time caps on pay out. HealthyPaws does not have either of these.
5

out of 5

POSTED: | BY: Deborah Raho

#1 Best Pet Insurance

Healthy Paws is the BEST Pet Insurance you can provide for your pet! They have great customer service, ease of filing claims and prompt reimbursements. Overall, Highly Recommend them!!
5

out of 5

POSTED: | BY: Krystal

Couldn't ask for better!

They have been very informative and quick to answer questions or concerns. Their processing time is surprisingly quick. After a major procedure for my cat, they even contacted me to see how she was doing. As far as rates, I did a lot of research before deciding to go with them years ago and they remain the best price for what you get in my opinion.
5

out of 5

POSTED: | BY: Debbie Raho

Healthy Paws Pet Insurance the BEST!

Healthy Paws is the best pet insurance! Have had them for over 10 years now and the ease of filing claims and processing invoices is the best! Would highly recommend them!
5

out of 5

POSTED: | BY: Krystal Catlett

I couldn't ask for better!

They have been very informative and quick to answer questions or concerns. Their processing time is surprisingly quick. After a major procedure for my cat, they even contacted me to see how she was doing. As far as rates, I did a lot of research before deciding to go with them years ago and they remain the best price for what you get in my opinion.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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